121 E Washington Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 121 E Washington Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.204 acres (8,924 sqft)
Owner	Individual Name on File
Tax Bill	$3,766 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`26 05 229 004`

Property Details

APN / Parcel Number

Primary APN	`26 05 229 004`

Exterior

Lot Area	8,924 sqft (0.204 acres)

Location & Zoning

Street Address	121 E WASHINGTON AVE
City	WATSEKA
State	IL
Zip	60970-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAMBERLAINS ADD W 90' SL 1
Legal Subdivision	CHAMBERLAINS ADD
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	2
Census Block	2004
Census Tract	950500

Owner

121 E Washington Ave is owned and occupied by an individual who acquired it in October 2022.

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	121 E WASHINGTON AVE, WATSEKA, IL 60970-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Sep 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage IROQUOIS FARMERS STATE BANK
Oct 18, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage IROQUOIS FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2022
Deed Sale	Oct 18, 2022
Prior Sale	Jan 12, 2015 · Amount on File
Deed Document Number	20223766
Prior Transfer Date	Dec 18, 2014
Prior Transfer Doc	0000000108
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	121 E WASHINGTON AVE, WATSEKA, IL 60970-1610
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S BELMONT AVE, WATSEKA, IL 60970-1702

Mortgage

Document Number	00022R1284
Date	Apr 11, 2022
Instrument	22R1284

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	IROQUOIS, IL 60945

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	121 E WASHINGTON AVE, WATSEKA, IL 60970-1610
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 S BELMONT AVE, WATSEKA, IL 60970-1702

Mortgage

Document Number	00022R3292
Date	Sep 14, 2022
Instrument	22R3292

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank
Address	IROQUOIS, IL 60945

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate	6%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	Oct 18, 2022
Property Address	121 E WASHINGTON AVE, WATSEKA, IL 60970-1610
Document Number	00022R3766
Instrument Date	Oct 12, 2022
Instrument	22R3766
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	908 S BELMONT AVE, WATSEKA, IL 60970-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E WASHINGTON AVE, WATSEKA, IL 60970-1610

Mortgage

Document Number	00022R3767
Date	Oct 18, 2022
Instrument	22R3767

Lender

Name	IROQUOIS FARMERS STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 121 E Washington Ave was $3,766 with a homeowner's exemption.

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,766.00	$43,100 Land $7,460 Building $35,640	$129,300 Land $22,380 Building $106,920
2022	$3,648.00	$34,600 Land $5,990 Building $28,610	$103,800 Land $17,970 Building $85,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 121 E Washington Ave in Zone X, an area of moderate flood risk, though there have been 98 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	98 (1994–2018)
Claims Outside the SFHA	3 of 98
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2008 · 59 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 121 E Washington Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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