Iroquois County property record for 115 E Washington Ave, Watseka, IL 60970
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.259 acres (11,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jul 2025) |
| Tax Bill | $1,496 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Dec 2022 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 26 05 229 003 |
| Primary APN | 26 05 229 003 |
|---|
| Lot Area | 11,318 sqft (0.259 acres) |
|---|
| Street Address | 115 E WASHINGTON AVE |
|---|---|
| City | WATSEKA |
| State | IL |
| Zip | 60970-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHAMBERLAINS ADD N 168' E 67.5' LT 2 BLK 4 BK 733 PG 10 CITY OF WATSEKA |
| Legal Subdivision | CHAMBERLAINS ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | BELMONT |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950500 |
115 E Washington Ave is owned and occupied by an individual who bought it in July 2025.
Source: Iroquois County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 E WASHINGTON AVE, WATSEKA, IL 60970-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST & SAVINGS BANK |
| Dec 8, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST TRUST & SAVINGS BANK OF WATSEKA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2025 · Amount on File |
| Deed Sale | Jul 28, 2025 · Amount on File |
| Prior Sale | Oct 27, 2016 · Amount on File |
| Deed Document Number | 20252443 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 115 E WASHINGTON AVE, WATSEKA, IL 60970-1610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 115 E WASHINGTON AVE, WATSEKA, IL 60970-1610 |
| Document Number | 00023R1040 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 23R1040 |
| Name | FIRST TRUST & SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 60971 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Apr 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 115 E WASHINGTON AVE, WATSEKA, IL 60970-1610 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00022R4300 |
|---|---|
| Date | Dec 8, 2022 |
| Instrument | 22R4300 |
| Name | FIRST TRUST & SAVINGS BANK OF WATSEKA |
|---|---|
| Type | Bank |
| Address | WATSEKA, IL 60970 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Change Frequency | Monthly |
The 2025 property tax bill for 115 E Washington Ave was $1,496 with a homeowner's exemption.
Source: Iroquois County assessment roll, as of July 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Iroquois County |
| County Subdivision | Belmont Township |
| Municipality | Watseka City |
| Unified School District | Iroquois County Community Unit School District 9 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 | $20,740 Land $6,920 Building $13,820 | $62,220 Land $20,760 Building $41,460 |
| 2022 | $1,094.00 Homeowner's exemption | $16,660 Land $5,560 Building $11,100 | $49,980 Land $16,680 Building $33,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 115 E Washington Ave in Zone X, an area of moderate flood risk, though there have been 98 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 98 (1994–2018) |
| Claims Outside the SFHA | 3 of 98 |
| Most Recent Claim | Feb 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 E Washington Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATSEKA serves 4,767 people · EPA ID IL0750900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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