Cherokee County property record for 121 E Ridgeview Dr, Cherokee, IA 51012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 1974 |
| Lot Size | 0.17 acres (7,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,500 (May 2019) |
| Tax Bill | $2,154 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727208005 |
| Primary APN | 0727208005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 600 sqft |
| Unfinished Basement | 1,196 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,425 sqft (0.17 acres) |
| Lot Dimensions | 99 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 70 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 121 E RIDGEVIEW DR |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 STEELES 1ST ADD 8162 |
| Legal Range | 40W |
| Legal Township | 92N |
| Legal Section | 27 |
| Legal Subdivision | STEELES 1ST ADD |
| Legal Block | 208 |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK |
| May 6, 2019 | Legal Action/Court Order, Foreclosure · Construction Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2019 · Amount on Record |
| Deed Sale | May 6, 2019 · Amount on Record |
| Deed Document Number | 2019847 |
| Deed Book / Page | 2019 / 847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 121 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02022/1163 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 2022/1163 |
| Instrument | 2022 1163 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 121 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1404 |
|---|---|
| Date | Aug 5, 2020 |
| Book Page | 2020/1404 |
| Instrument | 2020 1404 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | May 6, 2019 |
| Property Address | 121 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240 |
| Document Number | 2019/0847 |
| Book / Page | 2019 / 0847 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 2019 0847 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240 |
| Document Number | 20190848 |
|---|---|
| Date | May 6, 2019 |
| Instrument | 2019 0848 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | May 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 4.99% |
| Max Rate At Change | 6.99% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.9% |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,154.00 (+80.1%) | $231,150 (-) Land $14,340 Building $216,810 | $231,150 (-) Land $14,340 Building $216,810 |
| 2025 | $1,196.00 Homeowner's exemption | $231,150 (+180.9%) Land $14,340 Building $216,810 | $231,150 (+46.96%) Land $14,340 Building $216,810 |
| 2024 | $1,196.00 (+75.37%) | ||
| 2023 | $82,290 (+84.14%) Land $14,340 Building $67,950 | $157,290 (+31.41%) | |
| 2022 | $682.00 Homeowner's exemption | $44,690 Land $14,340 Building $30,350 | |
| 2021 | $119,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
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