119 E Ridgeview Dr, Cherokee, IA 51012 Property Records

Cherokee County property record for 119 E Ridgeview Dr, Cherokee, IA 51012

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,506 sqft · built 1963
Lot Size0.17 acres (7,425 sqft)
Owner2 Individual Names on File
Tax Bill$1,800 (2025)
Deeds & MortgagesMar 2024 Second Mortgage
Oct 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0727208004

Property Details

APN / Parcel Number

Primary APN0727208004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,506 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement900 sqft
Unfinished Basement192 sqft
Game RoomGame Room
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,425 sqft (0.17 acres)
Lot Dimensions99 ft deep x 75 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area96 sqft
Patio Area112 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address119 E RIDGEVIEW DR
CityCHEROKEE
StateIA
Zip51012-1240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 STEELES 1ST ADD 8161
Legal SubdivisionSTEELES 1ST ADD
Legal Block208
Legal Lot Number10
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group2
Census Block2031
Census Tract80101

Owner

Source: Cherokee County records · APN 0727208004

Assessment roll updated October 7, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address119 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AMERISAVE MORTGAGE CORP
Oct 01, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 28, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 09, 2017Deed of Trust, Mortgage · VA Mortgage
IFREEDOM DIRECT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address119 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002024/467
DateMar 15, 2024
Book Page2024/467
Instrument2024 0467
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Address1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2044

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address119 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/1922
DateOct 01, 2018
Book Page2018/1922
Instrument2018 1922
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address119 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/868
DateMay 28, 2020
Book Page2020/868
Instrument2020 0868
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address119 E RIDGEVIEW DR, CHEROKEE, IA 51012-1240
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017/0788
DateMay 09, 2017
Book Page2017/0788
Instrument2017 0788
Lender
NameIFREEDOM DIRECT CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84116
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,800.00 Homeowner's exemption Senior Citizen's exemption$157,810 (+12.1%) Land $14,340 Building $143,470$157,810 (+12.1%) Land $14,340 Building $143,470
2024$1,800.00 (-2.07%)
2023$140,780 (+29.43%) Land $14,340 Building $126,440$140,780 (+29.43%) Land $14,340 Building $126,440
2022$1,838.00 Homeowner's exemption$108,770 Land $14,340 Building $94,430
2021$108,770 Land $14,340 Building $94,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 1, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mediacom Communications
Cable
1,000 / 50
Northwest Communications Cooperative Association
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, C-M-L Telephone Cooperative Association, Verizon.

Based on FCC filings for 285 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHEROKEE RWS - CHEROKEE SUBSYSTEM
private · serves 3,315 people
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereCHEROKEE WATER SUPPLY - PLANT 1
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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