121 E Main St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 121 E Main St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,852 sqft · built 1955
Lot Size	0.288 acres (12,567 sqft)
Owner	Company Name on Record
Last Sale	$258,000 (Oct 2014)
Tax Bill	$7,975 (2026)
Deeds & Mortgages	May 2021 Refinance Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0028 B:000148 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0028 B:000148 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,273 sqft
Basement Area	1,440 sqft
Unfinished Basement	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,567 sqft (0.288 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	121 E MAIN ST
City	WESTBOROUGH
State	MA
Zip	01581-1456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	148
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	2
Census Block	2006
Census Tract	761200

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	8 LONGMEADOW RD, WESTBOROUGH, MA 01581-2406
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION
Jan 12, 2024	Deed, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Prior Sale	Aug 12, 2010
Deed Book / Page	52930 / 40
Transfer Doc	0052930-40
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	121 E MAIN ST, WESTBOROUGH, MA 01581-1456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065092-266
Date	May 4, 2021
Book Page	65092/266
Instrument	61854

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	121 E MAIN ST, WESTBOROUGH, MA 01581-1456
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066099-260
Date	Sep 20, 2021
Book Page	66099/260
Instrument	131648

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Jan 12, 2024
Property Address	121 E MAIN ST, WESTBOROUGH, MA 01581-1456
Document Number	070094-149
Book / Page	70094 / 149
Instrument Date	Jan 12, 2024
Instrument	3178
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 LONGMEADOW RD, WESTBOROUGH, MA 01581-2406

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	121 E MAIN ST, WESTBOROUGH, MA 01581-1456
Transaction Type	Mortgage
Record Updated	Oct 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66099-260
Date	Sep 20, 2021
Book Page	66099/260
Instrument	131648

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,975.00 (+3.9%)	$500,600 (+6.24%) Land $323,700 Building $176,900	$545,444 (+14.58%)
2025	$7,676.00 (+2.43%)	$471,200 (+3.17%) Land $305,500 Building $165,700	$476,045 (+1.73%)
2024	$7,494.00 (+4.81%)	$456,700 (+7.56%) Land $284,000 Building $172,700	$467,970
2023	$7,150.00	$424,600 Land $269,300 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2005–2009)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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