121 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 121 E Main St, Thurmont, MD 21788 · Last verified September 2023

Property Summary

Property TypeCommercial Vacant Land
Detailsbuilt 1900
Lot Size0.056 acres (2,447 sqft)
OwnerCompany Name on File
Last Sale$245,700 (Oct 2020)
Tax Bill$116 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN15-324422

Property Details

APN / Parcel Number

Primary APN15-324422
Alternative APN
  • 324422

Exterior

Year BuiltBuilt 1900
Lot Area2,447 sqft (0.056 acres)
Lot Dimensions163 ft deep x 15 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number324422
Street Address121 E MAIN ST
CityTHURMONT
StateMD
Zip21788-2068
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionLT 15 X 163 121 E. MAIN ST. THURMONT
Legal SubdivisionTHURMONT
Legal Lot Number121
JurisdictionFREDERICK MD
Township / Civil Division15, THURMONT
Census Block Group3
Census Block3012
Census Tract753002

Owner

Source: Frederick County records · APN 15-324422

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address322 S JEFFERSON ST, MIDDLETOWN, MD 21769-8025
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2020 · Amount on Record
Deed SaleOct 19, 2020 · Amount on Record
Prior SaleApr 05, 1999 · Amount on Record
Deed Document Number0014181321
Deed Book / Page14181 / 321
Record UpdatedJun 07, 2026

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateOct 19, 2020
Property Address121 E MAIN ST, THURMONT, MD 21788-2068
Document Number0141810326
Book / Page014181 / 000326
Instrument DateOct 02, 2020
Transaction TypeTransfer
Record UpdatedOct 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$246.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address121 E MAIN ST THURMONT MD 217882009, THURMONT, MD 21788-2009

Mortgage

Document Number141810338
DateOct 19, 2020
Book Page014181/000338
Lender
NameFCB BK
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityThurmont Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$116.00$7,800 Land $7,800$7,800 Land $7,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2021, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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