113 E Main St, Thurmont, MD 21788 Property Records

Frederick County property record for 113 E Main St, Thurmont, MD 21788 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,200 sqft · built 1890
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Jun 2026)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-334185`

Property Details

APN / Parcel Number

Primary APN	`15-334185`
Alternative APN	`334185`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	446 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	334185
Street Address	113 E MAIN ST
City	THURMONT
State	MD
Zip	21788-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 50 X 200 113 W. MAIN ST. THURMONT
Legal Subdivision	THURMONT
Legal Lot Number	113
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	3
Census Block	3001
Census Tract	753001

Owner

Source: Frederick County records · APN 15-334185

Assessment roll updated August 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	113 W MAIN ST, THURMONT, MD 21788-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	17905 / 260
Record Updated	Sep 20, 2026

June 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 10, 2026
Property Address	113 E MAIN ST, THURMONT, MD 21788-2043
Document Number	1790000260
Book / Page	17905 / 260
Instrument Date	Jun 05, 2026
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	FRIENDSHIP TITLE, FRIENDS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$372,690.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 W MAIN ST, THURMONT, MD 21788-1830

Mortgage

Document Number	1790000266,
Date	Jun 10, 2026
Book Page	17905/266

Lender

Name	PRESIDENTIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+4.99%) Homeowner's exemption	$258,633 (+26.47%)	$285,700 (+39.71%) Land $59,500 Building $226,200
2024	$3,328.00 (+22.99%)
2023	$2,706.00 Homeowner's exemption	$204,500 Land $56,000 Building $148,500	$204,500 Land $56,000 Building $148,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.