121 E Buchanan St, Winterset, IA 50273 Property Records

Madison County property record for 121 E Buchanan St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,882 sqft · built 1921
Lot Size	0.212 acres (9,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,082 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`820000513080000`

Property Details

APN / Parcel Number

Primary APN	`820000513080000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,882 sqft Living Area
1st Floor Area	1,298 sqft
Attic	Attic
Attic Area	584 sqft
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	140 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	352 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	121 E BUCHANAN ST
City	WINTERSET
State	IA
Zip	50273-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & 8 1/4' N OF LOT 8, BLOCK 13 PITZER & KNIGHT
Legal Subdivision	PITZER & KNIGHTS ADD
Legal Block	13
Legal Lot Number	8
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2026
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 E BUCHANAN ST, WINTERSET, IA 50273-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Apr 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	121 E BUCHANAN ST, WINTERSET, IA 50273-1248
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002023/845
Date	Apr 25, 2023
Book Page	2023/845
Instrument	2023 845

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	121 E BUCHANAN ST, WINTERSET, IA 50273-1248
Transaction Type	Mortgage
Record Updated	May 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017 1282
Date	Apr 25, 2017
Book Page	2017/1282
Instrument	2017 1282

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	WINTERSET, IA 50273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,082.00	$213,200 (+2.25%) Land $18,500 Building $194,700	$213,200 (+2.25%) Land $18,500 Building $194,700
2024	$4,082.00 (+16.23%)
2023		$208,500 Land $14,800 Building $193,700	$208,500 Land $14,800 Building $193,700
2022	$3,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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