119 E Buchanan St, Winterset, IA 50273 Property Records

Madison County property record for 119 E Buchanan St, Winterset, IA 50273

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,984 sqft · built 1925
Lot Size	0.226 acres (9,834 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,500 (Apr 2025)
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`820000513071000`

Property Details

APN / Parcel Number

Primary APN	`820000513071000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,280 sqft
Attic	Attic
Attic Area	704 sqft
Basement Area	1,280 sqft
Finished Basement	786 sqft
Unfinished Basement	230 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,834 sqft (0.226 acres)
Lot Dimensions	149 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	664 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	119 E BUCHANAN ST
City	WINTERSET
State	IA
Zip	50273-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLOCK 13 & ALLEY N PITZER & KNIGHT ADDN
Legal Subdivision	PITZER AND KNIGHTS
Legal Block	13
Legal Lot Number	7
Jurisdiction	MADISON IA
Township / Civil Division	WINTERSET
Census Block Group	2
Census Block	2026
Census Tract	60200

Owner

Source: Madison County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Apr 2, 2025	Warranty Deed, Transfer · FHA Mortgage WINTRUST MORTGAGE
Oct 1, 2020	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 10, 2023 · Amount on Record
Deed Document Number	2025771
Deed Book / Page	2025 / 771
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IA
Property Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248

Mortgage

Document Number	002026/128
Date	Jan 13, 2026
Book Page	2026/128
Instrument	2026 128

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Apr 2, 2025
Property Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248
Document Number	002025/771
Book / Page	2025 / 771
Instrument Date	Mar 31, 2025
Instrument	2025 771
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248

Mortgage

Document Number	0002025772
Date	Apr 2, 2025
Instrument	2025 772

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IA
Recording Date	Oct 1, 2020
Property Address	119 E BUCHANAN ST, WINTERSET, IA 50273-1248
Document Number	2020/3727
Book / Page	2020 / 3727
Instrument Date	Sep 25, 2020
Instrument	2020 3727
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 173, EARLHAM, IA 50072-0173

Mortgage

Document Number	20203728
Date	Oct 1, 2020
Instrument	2020 3728

Lender

Name	GERSHMAN INVESTMENT CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Madison County
Municipality	Winterset City
Unified School District	Winterset Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,254.00	$297,000 (-7.01%) Land $18,900 Building $278,100	$297,000 (-7.01%) Land $18,900 Building $278,100
2024	$6,254.00 (+15.13%)
2023		$319,400 Land $15,100 Building $304,300	$319,400 Land $15,100 Building $304,300
2022	$5,432.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTERSET MUNICIPAL WATERWORKS serves 5,428 people · EPA ID IA6171029
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: OmniTel-Interstate Cablevision, Verizon.

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