Kenton County property record for 121 E 15th St, Covington, KY 41011 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,450 sqft · built 1860 |
| Lot Size | 0.266 acres (11,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Jan 2024) |
| Tax Bill | $6,028 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan Jan 2024 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-13-13-006.00 |
| Primary APN | 055-13-13-006.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Finished Area |
| Year Built | Built 1860 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Stone |
| Lot Area | 11,610 sqft (0.266 acres) |
| Lot Dimensions | 135 ft deep x 86 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0551313006.00 |
|---|---|
| Street Address | 121 E 15TH ST |
| City | COVINGTON |
| State | KY |
| Zip | 41011-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 86'X 135' SS 15TH 90' W GREENUP |
| Legal Subdivision | PATTON |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60900 |
Source: Kenton County records · APN 055-13-13-006.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 122578, COVINGTON, KY 41012-2578 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK & TRUST CO |
| Jan 26, 2024 | Warranty Deed, Transfer · Line of Credit CENTRAL BANK & TRUST CO |
| Jan 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| May 20, 2021 | Deed of Trust, Mortgage UNION SAVINGS BANK |
| May 04, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HSNG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 26, 2024 · Amount on Record |
| Deed Sale | Jan 26, 2024 · Amount on Record |
| Prior Sale | Jan 06, 2022 · Amount on Record |
| Deed Document Number | 0000266966 |
| Deed Book / Page | 266 / 966 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Document Number | 0005900033 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | KCM 522/439 |
| Instrument | 24012605900033 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 26, 2024 |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Document Number | 0005900031 |
| Book / Page | KC 266 / 966 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 24012605900031 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 WOLFBACK RIDGE RD, SAUSALITO, CA 94965-2063 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Document Number | 0005900032 |
|---|---|
| Date | Jan 26, 2024 |
| Book Page | KCM 522/432 |
| Instrument | 24012605900032 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 06, 2022 |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Document Number | 0005900130 |
| Book / Page | 140 / 878 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 22010605900130 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1178 SHANGRILA DR, 1178, CINCINNATI, OH 45230-4107 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 17 WOLFBACK RIDGE RD, SAUSALITO, CA 94965-2063 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900131 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 323/161 |
| Instrument | 22010605900131 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0005900033 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 303/31 |
| Instrument | 21111805900033 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Dec 01, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900005 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 217/525 |
| Instrument | 21052005900005 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 121 E 15TH ST, COVINGTON, KY 41011-3417 |
| Document Number | 0000000111 |
| Book / Page | 0C6186 / 000109 |
| Instrument Date | May 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 03, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 121 E 15TH ST COVINGTON KY 410113417, COVINGTON, KY 41011-3417 |
| Document Number | 0000000111 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 0C6186/000109 |
| Instrument | 111 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 21, 2022 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,028.00 (+45.08%) | $455,000 (+45.83%) Land $5,000 Building $450,000 | $455,000 (+45.83%) Land $5,000 Building $450,000 |
| 2023 | $4,155.00 | $312,000 Land $5,000 Building $307,000 | $312,000 Land $5,000 Building $307,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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