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114 E 15th St, Covington, KY 41011 Property Records

Kenton County property record for 114 E 15th St, Covington, KY 41011 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms3 Baths
Year BuiltBuilt 1892
Square Footage5,819 sqft Finished Area
Lot Size8,450 sqft (0.193 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2023)
Tax Bill$3,975.00 (2025)

Owner

Source: Kenton County records · APN 055-13-12-008.00

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address114 E 15TH ST, COVINGTON, KY 41011-3418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Warranty Deed, Transfer · Conventional Mortgage
THE NORTH SIDE BANK & TRUST CO
Sep 13, 2023Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BANK & TRUST COMPANY
Sep 06, 2023Warranty Deed, Transfer · Conventional Mortgage
THE NORTH SIDE BANK & TRUST CO
Jan 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 06, 2023 · Amount on Record
Deed SaleSep 06, 2023 · Amount on Record
Prior SaleSep 06, 2023 · Amount on Record
Deed Doc Number0005900068
Deed Book / PageKC 244 / 814
Last Transfer DateJan 12, 2026
Transfer Doc0000000457
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 12, 2026
Property Address114 E 15TH ST, COVINGTON, KY 41011-3418
Document Number0000000457
Book / PageKC 384 / 330
Instrument DateJan 09, 2026
Instrument26059000000457
Transaction TypeTransfer
Record UpdatedFeb 10, 2026
Title CompanyUNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$405.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address114 E 5TH ST, COVINGTON, KY 41011-1616

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address114 E 15TH ST, COVINGTON, KY 41011-3418

Mortgage

Document Number0000000458
DateJan 12, 2026
Instrument26059000000458
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueFeb 01, 2051

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address114 E 15TH ST, COVINGTON, KY 41011-3418
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1608 DEXTER AVE, CINCINNATI, OH 45206-1404

Mortgage

Document Number0005900107
DateSep 13, 2023
Book PageKCM 491/528
Instrument23091305900107
Lender
NameNORTH SIDE BANK & TRUST COMPANY
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 05, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 06, 2023
Property Address114 E 15TH ST, COVINGTON, KY 41011-3418
Document Number0005900068
Book / PageKC 244 / 814
Instrument DateAug 01, 2023
Instrument23090605900068
Transaction TypeTransfer
Record UpdatedDec 03, 2024
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address28412 VIA PASITO, SAN JUAN CAPISTRANO, CA 92675-6306

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 E 15TH ST, COVINGTON, KY 41011-3418

Mortgage

Document Number0005900069
DateSep 06, 2023
Instrument23090605900069
Lender
NameTHE NORTH SIDE BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Mortgage

Document Number0005900107
DateSep 13, 2023
Book PageKCM 491/528
Instrument23091305900107
Lender
NameNORTH SIDE BANK & TRUST COMPANY
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 05, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 22, 2020
Property Address114 E 15TH ST, COVINGTON, KY 41011-3563
Document Number0000000022
Book / Page000003 / 000420
Instrument DateDec 20, 2019
Instrument22
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28412 VIA PASITO SAN JUAN CAPISTRANO CA 926756306, SAN JUAN CAPISTRANO, CA 92675-6306

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,975.00 (+65.83%)$300,000 (+66.67%) Land $5,000 Building $295,000$300,000 (+66.67%) Land $5,000 Building $295,000
2023$2,397.00 (+0.84%)$180,000 (-) Land $5,000 Building $175,000$180,000 (-) Land $5,000 Building $175,000
2022$2,377.00$180,000 Land $5,000 Building $175,000$180,000 Land $5,000 Building $175,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic DistrictWithin the Helentown Historic District
listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN055-13-12-008.00

Interior

Bedrooms2 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area5,819 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1892
Exterior MaterialBrick Exterior
Foundation TypeStone Foundation
Roof MaterialComposition Shingle Roof
Lot Area8,450 sqft (0.193 acres)
Depth X Width130 ft x 65 ft Depth x Width

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number0551312008.00
Street Address114 E 15TH ST
CityCOVINGTON
StateKY
Zip41011-3418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description65'X 130' NS POWELL 125' NEC SCOTT
Legal SubdivisionPOWELL O R
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3032
Census Tract67100

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