121 Deepwater Dr, Stella, NC 28582 Property Records

Carteret County property record for 121 Deepwater Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,936 sqft · built 2015
Lot Size	1.91 acres (83,330 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jan 2026)
Tax Bill	$1,750 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`5367.03.33.2802000`

Property Details

APN / Parcel Number

Primary APN	`5367.03.33.2802000`
Alternative APNs	`297035` `69070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,936 sqft Heated Area
Gross Area	2,742 sqft
1st Floor Area	1,936 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	83,330 sqft (1.91 acres)
Lot Dimensions	485 ft deep x 106 ft wide
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	176 sqft
Shed	1 Shed
Shed Area	400 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	69070
Street Address	121 DEEPWATER DR
City	STELLA
State	NC
Zip	28582-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L55 RIVER OAKS PLAT SEC3
Legal Subdivision	RIVER OAKS PLANTATION
Legal Block	33
Legal Lot Number	55
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	970801

Owner

121 Deepwater Dr is owned and occupied by two individuals who bought it in January 2026.

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2026 · Amount on File
Deed Sale	Jan 13, 2026 · Amount on File
Prior Sale	Dec 28, 2023 · Amount on File
Deed Document Number	20261875418
Deed Book / Page	1875 / 418
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0017520322
Date	Jan 6, 2022
Book Page	1752/322
Instrument	1752322

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	UNKNOWN, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Investor	Possibly a Property Investor

Mortgage

Document Number	0017870179
Date	Dec 14, 2022
Book Page	1787/179
Instrument	1787179

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Jan 13, 2026
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Document Number	0018750418
Book / Page	1875 / 418
Map Reference	MB 28 PG 54
Instrument Date	Dec 23, 2025
Instrument	1875418
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 FOREST RIDGE ROAD, MOORESVILLE, NC 28117-6519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DEEPWATER DR, STELLA, NC 28582-9741

Mortgage

Document Number	0001875419
Date	Jan 13, 2026
Instrument	1875/419

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 28, 2023
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Document Number	0018160421
Book / Page	1816 / 421
Map Reference	MB 28 PG 54
Instrument Date	Dec 27, 2023
Instrument	1816421
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 COASTLINE CIR, SWANSBORO, NC 28584-0220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DEEPWATER DR, STELLA, NC 28582-9741

Mortgage

Document Number	0001816422
Date	Dec 28, 2023
Instrument	1816422

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016980398
Date	Dec 4, 2020
Book Page	1698/398
Instrument	1698398

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2040

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	121 DEEPWATER DR, STELLA, NC 28582-9741
Document Number	0015710305
Book / Page	001571 / 000305
Instrument Date	Mar 14, 2017
Transaction Type	Mortgage
Record Updated	Apr 5, 2017
Title Company	LENDER RECORDING SERVICES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 DEEPWATER DR STELLA NC 285829741, STELLA, NC 28582-9741

Mortgage

Document Number	0015710305
Date	Mar 31, 2017
Book Page	001571/000305

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 121 Deepwater Dr was $1,750.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$478,903 (-) Land $116,942 Building $361,961	$478,903 (-) Land $116,942 Building $361,961
2025	$1,750.00	$478,903 Land $116,942 Building $361,961	$478,903 Land $116,942 Building $361,961
2023		$332,826 Land $101,094 Building $231,732	$332,826 Land $101,094 Building $231,732
2022	$1,769.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 121 Deepwater Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Deepwater Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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