113 Deepwater Dr, Stella, NC 28582 Property Records

Carteret County property record for 113 Deepwater Dr, Stella, NC 28582

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,278 sqft · built 1995
Lot Size	0.885 acres (38,551 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Jun 2005)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`5367.03.34.1277000`

Property Details

APN / Parcel Number

Primary APN	`5367.03.34.1277000`
Alternative APNs	`400044` `55391`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,278 sqft Heated Area
Gross Area	2,634 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,551 sqft (0.885 acres)
Lot Dimensions	259 ft deep x 149 ft wide
Garage Type	Finished
Garage Area	631 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	55391
Street Address	113 DEEPWATER DR
City	STELLA
State	NC
Zip	28582-9741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L53 RIVER OAKS PLAT SEC3
Legal Subdivision	RIVER OAKS PLANTATION
Legal Block	34
Legal Lot Number	53
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	970801

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 DEEPWATER DR, STELLA, NC 28582-9741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2005 · Amount on Record
Deed Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	20051114408
Deed Book / Page	1114 / 408
Last Transfer Date	Aug 14, 2024
Transfer Doc	0018340210
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	113 DEEPWATER DR, STELLA, NC 28582-9741
Transaction Type	Mortgage
Record Updated	Jan 10, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017260315
Date	Jun 16, 2021
Book Page	1726/315
Instrument	1726315

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$419,373 (-) Land $100,712 Building $318,661	$419,373 (-) Land $100,712 Building $318,661
2025	$1,544.00 (+4.68%)	$419,373 (+54.38%) Land $100,712 Building $318,661	$419,373 (+54.38%) Land $100,712 Building $318,661
2023		$271,649 Land $116,816 Building $154,833	$271,649 Land $116,816 Building $154,833
2022	$1,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	12 (1993–2018)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Fran, Sep 1996 · 4 claims Severe Snowfall & Winter Storm, Mar 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Deepwater Dr

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