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121 Curtis St, Morganton, NC 28655 Property Records

Burke County property record for 121 Curtis St, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,787 sqft · built 1940
Lot Size0.269 acres (11,761 sqft)
OwnerCompany Name on File
Last Sale$62,000 (Feb 2018)
Tax Bill$817 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APN2704729145

Property Details

APN / Parcel Number

Primary APN2704729145
Alternative APN
  • 4697

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,787 sqft Living Area
Gross Area2,411 sqft
1st Floor Area1,132 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialAsphalt
Lot Area11,761 sqft (0.269 acres)
TerrainRolling
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area28 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number2704729145
Street Address121 CURTIS ST
CityMORGANTON
StateNC
Zip28655-2718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOW INTENSITY DIST
Legal Description121 C CURTIS ST MORGANTON, NC 28655
Legal SubdivisionJERRY C & DIANE L HAMBY SURV
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group5
Census Block5001
Census Tract20600

Owner

Source: Burke County records · APN 2704729145

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address106 ULA ST, MORGANTON, NC 28655-2727
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 25, 2022Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Jan 16, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 13, 2018 · Amount on Record
Deed SaleFeb 13, 2018 · Amount on Record
Prior SaleJan 16, 2018 · Amount on Record
Deed Document Number0002333339
Deed Book / Page2333 / 0339
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address121 CURTIS ST, MORGANTON, NC 28655-2718
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0026360274
DateJul 25, 2022
Book Page2636/274
Instrument2022023780
Lender
NameUNITED BANK
TypeBank
AddressHICKORY, NC 28601
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionBURKE NC
Recording DateJan 16, 2018
Property Address121 CURTIS ST, MORGANTON, NC 28655-2718
Document Number0023290466
Book / Page002329 / 000466
Instrument DateJan 10, 2018
Instrument12052
Transaction TypeForeclosure
Record UpdatedFeb 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$125.20
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1011 BOULDER SPRINGS DR #420 NORTH CHESTERFIELD VA 232254950, 420, NORTH CHESTERFIELD, VA 23225-4950

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$817.00 (+0.25%)$129,851 (-) Land $12,528 Building $117,323$129,851 (-) Land $12,528 Building $117,323
2023$815.00$129,851 Land $12,528 Building $117,323$129,851 Land $12,528 Building $117,323

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
City of Morganton
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Spectrum.

Based on FCC filings for 100 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MORGANTON
serves 27,221 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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