Burke County property record for 120 Curtis St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,413 sqft · built 1943 |
| Lot Size | 1.76 acres (76,666 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $961 (2026) |
| Deeds & Mortgages | Mar 2024 Sale Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2704717977 |
| Primary APN | 2704717977 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| 1st Floor Area | 855 sqft |
| Basement Area | 428 sqft |
| Finished Basement | 428 sqft |
| Unfinished Basement | 428 sqft |
| Flooring | Tile |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 76,666 sqft (1.76 acres) |
| Garage Area | 957 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 425 sqft |
| Patio Area | 200 sqft |
| Cooling System | None |
|---|
| Street Address | 120 CURTIS ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-2719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 120 CURTIS ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20600 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 120 CURTIS ST, MORGANTON, NC 28655-2719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Distribution, Transfer |
| Aug 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 14, 2023 |
| Transfer Doc | 0027320036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 5, 2024 |
| Property Address | 120 CURTIS ST, MORGANTON, NC 28655-2719 |
| Document Number | 0027320036 |
| Book / Page | 2732 / 36 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2024001771 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 120 CURTIS ST, MORGANTON, NC 28655-2719 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 120 CURTIS ST, MORGANTON, NC 28655-2719 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0024180606 |
|---|---|
| Date | Aug 14, 2019 |
| Book Page | 2418/0606 |
| Instrument | 2017031046 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $961.00 (+0.52%) | $154,862 (-) Land $34,798 Building $120,064 | $154,862 (-) Land $34,798 Building $120,064 |
| 2025 | $956.00 (+0.1%) | $154,862 (-) Land $34,798 Building $120,064 | $154,862 (-) Land $34,798 Building $120,064 |
| 2023 | $955.00 | $154,862 Land $34,798 Building $120,064 | $154,862 Land $34,798 Building $120,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Compas X-Stream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures