121 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 121 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 814 sqft · built 1946
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Feb 2023)
Tax Bill	$3,731 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`108-016-031-000`

Property Details

APN / Parcel Number

Primary APN	`108-016-031-000`
Alternative APNs	`1081631000` `1081631`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	814 sqft Living Area
1st Floor Area	814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	1 Parking Space
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	121 COVENA AVE
City	MODESTO
State	CA
Zip	95354-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SEVERIN COLONY
Legal Block	5
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5020
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 COVENA AVE, MODESTO, CA 95354-2818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 10, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
May 9, 2019	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2018	Deed of Trust, Mortgage LONE OAK FUND
Jun 22, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	20235435
Prior Transfer Date	Jul 6, 2007
Prior Transfer Doc	0000090794
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 9, 2023
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Document Number	0000005435
Map Reference	VOL 3 PG 47
Instrument Date	Jan 25, 2023
Instrument	2023-0005435
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COVENA AVE, MODESTO, CA 95354-2818

Mortgage

Document Number	0000005436
Date	Feb 9, 2023
Instrument	2023-0005436

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Transaction Type	Mortgage
Record Updated	Sep 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COVENA AVE, MODESTO, CA 95354-2818

Mortgage

Document Number	0000088241
Date	Sep 15, 2021
Instrument	2021-0088241

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COVENA AVE, MODESTO, CA 95354-2818

Mortgage

Document Number	0000101870
Date	Dec 10, 2020
Instrument	2020-0101870

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Document Number	0000005522
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COVENA AVE MODESTO CA 953542818, MODESTO, CA 95354-2818

Mortgage

Document Number	0000005522
Date	Jan 28, 2020
Instrument	5522

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 9, 2019
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Document Number	0000028669
Map Reference	VOL 3 PG 47
Instrument Date	Apr 30, 2019
Instrument	2019-0028669
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COVENA AVE, MODESTO, CA 95354-2818

Mortgage

Document Number	0000028670
Date	May 9, 2019
Instrument	2019-0028670

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Document Number	0000045655
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1646 N CALIFORNIA BLVD #101 WALNUT CREEK CA 945964113, 101, WALNUT CREEK, CA 94596-4113
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045655
Date	Jul 3, 2018
Instrument	45655

Lender

Name	LONE OAK FUND
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90049

Agreement

Amount	Amount Recorded

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jun 22, 2018
Property Address	121 COVENA AVE, MODESTO, CA 95354-2818
Document Number	0000042953
Instrument Date	Jun 13, 2018
Instrument	42953
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transaction

Amount	Amount Recorded
Tax	$146.30
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1777 N CALIFORNIA BLVD #305 WALNUT CREEK CA 945964192, 305, WALNUT CREEK, CA 94596-4192
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,731.00 (+1.14%) Homeowner's exemption	$328,973 (+2%) Land $238,771 Building $90,202
2025	$3,689.00 (+33.56%) Homeowner's exemption	$322,524 (+33.69%) Land $234,090 Building $88,434
2023	$2,762.00 (+2.49%)	$241,242 Land $150,107 Building $91,135
2022	$2,695.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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