121 Colchester Dr, Normal, IL 61761 Property Records

McLean County property record for 121 Colchester Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,303 sqft · built 1977
Lot Size	0.241 acres (10,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,291 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-430-024`

Property Details

APN / Parcel Number

Primary APN	`14-30-430-024`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	1,303 sqft Living Area
1st Floor Area	1,303 sqft
Basement Area	1,260 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,496 sqft (0.241 acres)
Lot Dimensions	128 ft deep x 82 ft wide
Garage Area	616 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	121 COLCHESTER DR
City	NORMAL
State	IL
Zip	61761-2776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FIRST ADD PARKSIDE SOUTH SUB LOT 74
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	74
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3063
Census Tract	302

Owner

121 Colchester Dr is owned and occupied by two individuals.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2021	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Feb 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Mar 2, 2011	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Jan 30, 2013	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jul 12, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100014470
Date	Jun 19, 2021
Instrument	2021-00014470

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 5, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 COLCHESTER DR, NORMAL, IL 61761-2776

Mortgage

Document Number	202400002254
Date	Feb 26, 2024
Instrument	2024-00002254

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.5%

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201100005220
Date	Mar 2, 2011
Instrument	2011-00005220

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2026

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201300002996
Date	Jan 30, 2013
Instrument	2013-00002996

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2028

July 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	121 COLCHESTER DR, NORMAL, IL 61761-2776
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200600018474
Date	Jul 12, 2006
Instrument	2006-00018474

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$79,446 Land $15,432 Building $64,014	$238,338 Land $46,296 Building $192,042
2024	$5,291.00 (+7.11%)
2023	$4,940.00	$65,180 Land $12,661 Building $52,519	$195,540 Land $37,983 Building $157,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Colchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Colchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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