120 Colchester Dr, Normal, IL 61761 Property Records

McLean County property record for 120 Colchester Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,416 sqft · built 1977
Lot Size	0.242 acres (10,496 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Jul 2020)
Tax Bill	$5,950 (2024)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2019 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`14-30-426-025`

Property Details

APN / Parcel Number

Primary APN	`14-30-426-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Basement Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,496 sqft (0.242 acres)
Lot Dimensions	128 ft deep x 82 ft wide
Garage Area	708 sqft
Patio Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	120 COLCHESTER DR
City	NORMAL
State	IL
Zip	61761-2775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	FIRST ADD PARKSIDE SOUTH SUB LOT 53
Legal Range	02E
Legal Township	24N
Legal Section	30
Legal Subdivision	PARKSIDE SOUTH SUB
Legal Lot Number	53
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	3
Census Block	3062
Census Tract	302

Owner

120 Colchester Dr is owned and occupied by two individuals who bought it in July 2020.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 20, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Jul 31, 2008	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Jun 13, 2016	Deed of Trust, Mortgage · Commercial Mortgage BUSEY BANK
Jul 17, 2009	Deed of Trust, Mortgage BUSEY BANK
Jan 6, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ILLINOIS
Jul 23, 2020	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 13, 2006	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Jun 13, 2006 · Amount on File
Deed Document Number	202014017
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010026
Date	Jun 25, 2018
Instrument	2018-00010026

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2033

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011194
Date	Jul 20, 2019
Instrument	2019-00011194

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300005589
Date	Feb 27, 2013
Instrument	2013-00005589

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2023

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200800021063
Date	Jul 31, 2008
Instrument	2008-00021063

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2028

Interest

Rate Type	Adjustable Rate
Rate	5%
Change Frequency	Monthly

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600010372
Date	Jun 13, 2016
Instrument	2016-00010372

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 20, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly
Max Rate	18%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900023177
Date	Jul 17, 2009
Instrument	2009-00023177

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2024

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200600000460
Date	Jan 6, 2006
Instrument	2006-00000460

Lender

Name	BANK OF ILLINOIS
Type	Bank
Address	NORMAL, IL 61761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Jul 1, 2006

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 23, 2020
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Document Number	202000014017
Map Reference	DOC 76-16503
Instrument Date	Jul 10, 2020
Instrument	2020-00014017
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 COLCHESTER DR, NORMAL, IL 61761-2775

Mortgage

Document Number	202000014018
Date	Jul 23, 2020
Instrument	2020-00014018

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

June 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 13, 2006
Property Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Document Number	200600015454
Map Reference	DOC76-16503
Instrument Date	Jun 9, 2006
Instrument	2006-00015454
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	120 COLCHESTER DR, NORMAL, IL 61761-2775
Investor	Possibly a Property Investor

Mortgage

Document Number	200600015455
Date	Jun 13, 2006
Instrument	2006-00015455

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,528 Land $15,432 Building $71,096	$259,584 Land $46,296 Building $213,288
2024	$5,950.00 (+6.98%)
2023	$5,562.00	$70,990 Land $12,661 Building $58,329	$212,970 Land $37,983 Building $174,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 120 Colchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Colchester Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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