121 Choppy Dr, Canton, NC 28716 Property Records

Haywood County property record for 121 Choppy Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,538 sqft · built 2022
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2021)
Tax Bill	$2,255 (2025)
Deeds & Mortgages	Feb 2022 Sale & Construction Loan Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8645-96-7364`

Property Details

APN / Parcel Number

Primary APN	`8645-96-7364`
Alternative APN	`271715`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,538 sqft Heated Area
Gross Area	2,658 sqft
1st Floor Area	1,538 sqft
Basement Area	1,538 sqft
Unfinished Basement	1,538 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Lot Area	261,360 sqft (6 acres)
Terrain	Wooded
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	271715
Street Address	121 CHOPPY DR
City	CANTON
State	NC
Zip	28716-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	121 CHOPPY DR
Legal Subdivision	MAUDE MEANS TO CHARLIE BOYDSTON EVANS
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	1
Census Block	1007
Census Tract	921302

Owner

121 Choppy Dr is owned by an individual who bought it in October 2021.

Source: Haywood County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	144 CRESENT LOOP, CANTON, NC 28716-7308
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Warranty Deed, Construction Loan · Construction Mortgage HOMETRUST BANK
Oct 21, 2021	Warranty Deed, Transfer
Oct 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on File
Deed Sale	Oct 21, 2021 · Amount on File
Prior Sale	Apr 19, 1994
Deed Document Number	202113076
Deed Book / Page	1045 / 1736
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0009602156
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 7, 2022
Property Address	121 CHOPPY DR, CANTON, NC 28716
Document Number	0010542246
Book / Page	1054 / 2246
Instrument Date	Feb 7, 2022
Instrument	2022001371
Transaction Type	Construction Loan
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 EVANS RD, CANTON, NC 28716-7341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 CRESCENT LOOP, CANTON, NC 28716-7308

Mortgage

Document Number	0010542249
Date	Feb 7, 2022
Instrument	1054/2249

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.62%
Index	Other
Margin	3
Max Rate	8.62%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 21, 2021
Property Address	121 CHOPPY DR, CANTON, NC 28716
Document Number	0010451736
Book / Page	1045 / 1736
Instrument Date	Oct 21, 2021
Instrument	2021013076
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Amount	Amount on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	587 EVANS RD, CANTON, NC 28716-7343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 EVANS RD, CANTON, NC 28716-7341

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAYWOOD NC
Recording Date	Oct 5, 2018
Property Address	121 CHOPPY DR, CANTON, NC 28716-9313
Document Number	0009602156
Book / Page	000960 / 002156
Instrument Date	Sep 24, 2018
Instrument	8989
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	587 EVANS RD CANTON NC 287167343, CANTON, NC 28716-7343

Tax Assessment & Valuation

The 2025 property tax bill for 121 Choppy Dr was $2,255.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,500 (-) Land $42,300 Building $280,200
2025	$2,255.00	$322,500 Land $42,300 Building $280,200	$322,500 Land $42,300 Building $280,200
2023		$140,400 Land $42,300 Building $98,100	$140,400 Land $42,300 Building $98,100
2022	$870.00
2021			$140,400 Land $42,300 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Choppy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Choppy Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Choppy Dr

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