120 Choppy Dr, Canton, NC 28716 Property Records

Haywood County property record for 120 Choppy Dr, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2021
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$18,500 (Jun 2019)
Tax Bill	$1,698 (2025)
Deeds & Mortgages	Aug 2020 Construction Loan Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8645-96-9767`

Property Details

APN / Parcel Number

Primary APN	`8645-96-9767`
Alternative APN	`262576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,792 sqft Heated Area
Gross Area	2,032 sqft
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Unfinished Basement	1,792 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Lot Area	47,480 sqft (1.09 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump

Location & Zoning

Account Number	262576
Street Address	120 CHOPPY DR
City	CANTON
State	NC
Zip	28716-9313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#9 TRIPLE R ESTATES
Legal Subdivision	TRIPLE R ESTATES
Legal Unit	9
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	1
Census Block	1007
Census Tract	921302

Owner

120 Choppy Dr is owned by two individuals who acquired it in August 2020.

Source: Haywood County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 HAVEN PL, CANTON, NC 28716-0657
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Intrafamily Transfer, Transfer · Construction Mortgage UNITED FCU
Sep 23, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jun 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2019 · Amount on File
Deed Sale	Jun 13, 2019 · Amount on File
Deed Document Number	20195025
Deed Book / Page	974 / 2353
Last Transfer Date	Aug 3, 2020
Transfer Doc	0010032046
Record Updated	Sep 20, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAYWOOD NC
Recording Date	Aug 3, 2020
Property Address	120 CHOPPY DR, CANTON, NC 28716-9313
Document Number	0010032046
Book / Page	1003 / 2046
Map Reference	CAB C SLOT 851
Instrument Date	Aug 3, 2020
Instrument	2020007327
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 HAVEN PL, CANTON, NC 28716-0657

Mortgage

Document Number	0010032049
Date	Aug 3, 2020
Instrument	1003/2049

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 23, 2019
Property Address	120 CHOPPY DR, CANTON, NC 28716-9313
Document Number	0009811876
Book / Page	000981 / 001876
Instrument Date	Sep 19, 2019
Instrument	8675
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 HAVEN PL CANTON NC 287160657, CANTON, NC 28716-0657

Mortgage

Document Number	9811881
Date	Sep 23, 2019
Book Page	000981/001881
Instrument	8676

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 22, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 13, 2019
Property Address	120 CHOPPY DR, CANTON, NC 28716-9313
Document Number	0009742353
Book / Page	000974 / 002353
Instrument Date	Jun 13, 2019
Instrument	5025
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$37.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1444 FOXTAIL DR LONGS SC 295688994, LONGS, SC 29568-8994

Tax Assessment & Valuation

The 2025 property tax bill for 120 Choppy Dr was $1,698.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,900 (-) Land $32,200 Building $204,700
2025	$1,698.00	$236,900 Land $32,200 Building $204,700	$236,900 Land $32,200 Building $204,700
2023		$280,800 Land $17,900 Building $262,900	$280,800 Land $17,900 Building $262,900
2021			$280,800 Land $17,900 Building $262,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 120 Choppy Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 120 Choppy Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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