McHenry County property record for 121 Cherry St, Cary, IL 60013 · Last verified May 2024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 992 sqft · built 1957 |
| Lot Size | 0.279 acres (12,183 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,000 (Sep 2020) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-18-155-009 |
| Primary APN | 20-18-155-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 992 sqft |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 992 sqft |
| Year Built | Built 1957 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 12,183 sqft |
| Lot Dimensions | 146 ft deep x 66 ft wide |
| Heating System | Forced Air |
|---|
| Street Address | 121 CHERRY ST |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0035449 LT 27 HILLTOP ADDN |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 18 |
| Legal Subdivision | HILLTOP ADD |
| Legal Block | 155 |
| Legal Lot Number | 27 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 871600 |
Source: McHenry County records · APN 20-18-155-009
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 121 CHERRY ST, CARY, IL 60013-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Sep 04, 2020 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Sep 03, 2003 |
| Deed Document Number | 2020R0035449 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 121 CHERRY ST, CARY, IL 60013-2803 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 121 CHERRY ST, CARY, IL 60013-2803 |
| Document Number | 0000033522 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025R0033522 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 04, 2020 |
| Property Address | 121 CHERRY ST, CARY, IL 60013-2803 |
| Document Number | 0000035449 |
| Map Reference | MB 11 PG 23 |
| Instrument Date | Aug 05, 2020 |
| Instrument | 2020R0035449 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | NLT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 CHERRY ST, 121, CARY, IL 60013-2803 |
| Name | Verified Name |
|---|---|
| Address | 121 CHERRY ST, CARY, IL 60013-2803 |
| Document Number | 0000035450 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 2020R0035450 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $55,353 Land $15,387 Building $39,966 | $166,059 Land $46,161 Building $119,898 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 6% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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