117 Cherry St, Cary, IL 60013 Property Records

McHenry County property record for 117 Cherry St, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 945 sqft · built 1956
Lot Size	0.161 acres (7,043 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2021)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-18-155-008`

Property Details

APN / Parcel Number

Primary APN	`20-18-155-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	945 sqft
Gross Area	1,890 sqft
1st Floor Area	945 sqft

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Brick Veneer
Lot Area	7,043 sqft
Lot Dimensions	146 ft deep x 66 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	117 CHERRY ST
City	CARY
State	IL
Zip	60013-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0001006 LT 26 HILLTOP ADDN MEMO: WASCHBUSCH, NICHOLAS J/ SNYDERS, JOHANNAH R
Legal Range	09E
Legal Township	43N
Legal Section	18
Legal Subdivision	HILLTOP ADD
Legal Block	155
Legal Lot Number	26
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2000
Census Tract	871600

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	117 CHERRY ST, CARY, IL 60013-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Jun 30, 2014 · Amount on Record
Deed Document Number	2021R0001006
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 6, 2021
Property Address	117 CHERRY ST, CARY, IL 60013-2803
Document Number	0000001006
Map Reference	DOC243364 MB11 PG23
Instrument Date	Dec 17, 2020
Instrument	2021R0001006
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	117 CHERRY ST, CARY, IL 60013-2803

Mortgage

Document Number	0000001007
Date	Jan 6, 2021
Instrument	2021R0001007

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$54,072 Land $15,387 Building $38,685	$162,216 Land $46,161 Building $116,055

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Feb 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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