Effingham County property record for 121 Biltmore Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,973 sqft · built 2002 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (Jan 2023) |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | Oct 2014 Mortgage Oct 2012 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0110-033-000 |
| Primary APN | G0110-033-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,973 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Area | 1,306 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 695 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21542 |
|---|---|
| Street Address | 121 BILTMORE DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .70 AC LOT 33 |
| Legal Subdivision | WHITESVILLE |
| Legal Phase | 2 |
| Legal Lot Number | 33 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30207 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 BILTMORE DR, GUYTON, GA 31312-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2014 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Oct 1, 2012 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jan 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on Record |
| Deed Sale | Jan 12, 2023 · Amount on Record |
| Prior Sale | Jun 25, 2014 · Amount on Record |
| Deed Document Number | 202366 |
| Deed Book / Page | 2826 / 945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 121 BILTMORE DR, GUYTON, GA 31312-4438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002264/143 |
|---|---|
| Date | Oct 20, 2014 |
| Book Page | 2264/143 |
| Instrument | 007454 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 121 BILTMORE DR, GUYTON, GA 31312-4438 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002131/442 |
|---|---|
| Date | Oct 1, 2012 |
| Book Page | 2131/442 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jan 12, 2023 |
| Property Address | 121 BILTMORE DR, GUYTON, GA 31312-4438 |
| Document Number | 002826/945 |
| Book / Page | 2826 / 945 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023-000066 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 121 BILTMORE DR, GUYTON, GA 31312-4438 |
| Document Number | 0000000287 |
|---|---|
| Date | Jan 12, 2023 |
| Instrument | 000287 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Guyton City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,165 (-12.59%) Land $30,000 Building $134,165 | $410,412 (-12.59%) Land $75,000 Building $335,412 | |
| 2025 | $5,901.00 (+2.32%) Homeowner's exemption | $187,808 (-10.02%) Land $30,000 Building $157,808 | $469,519 (-10.02%) Land $75,000 Building $394,519 |
| 2024 | $5,767.00 (+97.84%) Homeowner's exemption | $208,712 (+50.69%) Land $30,000 Building $178,712 | $521,779 (+50.69%) Land $75,000 Building $446,779 |
| 2022 | $2,915.00 Homeowner's exemption | $138,507 Land $15,160 Building $123,347 | $346,268 Land $37,900 Building $308,368 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUYTON serves 2,394 people · EPA ID GA1030000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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