1. Home
  2. Rhode Island
  3. Westerly
  4. Bay St

121 Bay St, Westerly, RI 02891 Property Records

Westerly Town property record for 121 Bay St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 742 sqft · built 1940
Owner2 Individual Names on File
Last Sale$825,000 (Sep 2021)
Tax Bill$6,142 (2025)
Deeds & MortgagesMar 2024 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone VE (high risk)
APNM:185 B:32-E L:7

Property Details

APN / Parcel Number

Primary APNM:185 B:32-E L:7
Alternative APNs
  • WEST M:185 B:32 L:E U:7
  • 3277571

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area742 sqft Living Area
Gross Area994 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number3277571
Street Address121 BAY ST
CityWESTERLY
StateRI
Zip02891-5746
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block32
Legal Lot NumberE
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1037
Census Tract51000

Owner

Source: Westerly Town records · APN M:185 B:32-E L:7

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address303 E 83RD ST, 9B, NEW YORK, NY 10028-4317
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2024Quit Claim Deed, Transfer
Quitclaim
Sep 09, 2021Deed, Transfer · Stand-Alone First Mortgage
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 09, 2021 · Amount on Record
Deed SaleSep 09, 2021 · Amount on Record
Prior SaleAug 06, 2010
Deed Document Number20215093
Deed Book / Page2021 / 22847
Last Transfer DateFeb 02, 2024
Transfer Doc02024-3106
Record UpdatedSep 20, 2026

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTERLY RI
Recording DateMar 27, 2024
Property Address121 BAY ST, WESTERLY, RI 02891-5746
Document Number02024-3106
Book / Page2024 / 3106
Instrument DateFeb 02, 2024
Instrument2024-863
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E 83RD ST APT 9B, 9B, NEW YORK, NY 10028-4317

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWESTERLY RI
Recording DateSep 09, 2021
Property Address121 BAY ST, WESTERLY, RI 02891-5746
Document Number2021-22847
Book / Page2021 / 22847
Instrument DateSep 09, 2021
Instrument2021-5093
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 E 83RD ST APT 8B, 8B, NEW YORK, NY 10028-4316

Mortgage

Document Number0020215094
DateSep 09, 2021
Instrument2021-5094
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,142.00 (-20.33%)$863,800 (+7.8%) Building $863,800
2023$7,709.00 (+0.64%)$801,300 (-) Building $801,300
2022$7,660.00$801,300 Building $801,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Bay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures