Westerly Town property record for 119 Bay St, Westerly, RI 02891
| Property Type | Commercial Condominium |
|---|---|
| Details | 1 ba · 689 sqft · built 1940 |
| Owner | Company Name on File |
| Last Sale | $525,000 (Jun 2018) |
| Tax Bill | $4,149 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2018 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | M:185 B:32-C L:1 |
| Primary APN | M:185 B:32-C L:1 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 689 sqft Total Area |
| 1st Floor Area | 3,421 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Account Number | 15025317 |
|---|---|
| Street Address | 119 BAY ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-5746 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Commercial Condominium |
| Legal Block | 32 |
| Legal Lot Number | C |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 51000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
119 Bay St, a commercial property, is owned by a company that bought it in June 2018.
Source: Westerly Town records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 103 BAY ST, WESTERLY, RI 02891-5746 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust |
| Jun 1, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2018 · Amount on File |
| Deed Sale | Jun 1, 2018 · Amount on File |
| Deed Document Number | 20182255 |
| Deed Book / Page | 2018 / 8990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 1, 2026 |
| Property Address | 119 BAY ST, WESTERLY, RI 02891-5746 |
| Document Number | 02026-6403 |
| Book / Page | 2026 / 6403 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261391 |
| Record Updated | Jul 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000001391, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 2026/6403 |
| Instrument | 20261391 |
| Amount | Amount on Record |
|---|
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 1, 2018 |
| Property Address | 119 BAY ST, WESTERLY, RI 02891-5746 |
| Document Number | 2018-8990 |
| Book / Page | 002018 / 008990 |
| Instrument Date | Jun 1, 2018 |
| Instrument | 2255 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $525.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 103 BAY ST WESTERLY RI 028915746, WESTERLY, RI 02891-5746 |
The 2025 property tax bill for 119 Bay St was $4,149.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,149.00 | $583,500 Building $583,500 |
| 2023 | $4,185.00 (+0.63%) | $435,000 (-) Building $435,000 |
| 2022 | $4,159.00 | $435,000 Building $435,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 119 Bay St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 456 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 units insured incl. 50 condo units |
| Nearby Flood Claims | 157 (1978–2024) |
| Claims Outside the SFHA | 22 of 157 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 119 Bay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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