121 Accomack Cir, Stephens City, VA 22655 Property Records

Frederick County property record for 121 Accomack Cir, Stephens City, VA 22655

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,996 sqft · built 1985
Lot Size0.35 acres (15,459 sqft)
Owner2 Trust Names on File
Last Sale$345,000 (Oct 2023)
Tax Bill$2,112 (2026)
Deeds & MortgagesOct 2023 Sale
Jul 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN75E1-3-177

Property Details

APN / Parcel Number

Primary APN75E1-3-177
Alternative APN
  • 8023969

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,996 sqft Living Area
Gross Area4,132 sqft
1st Floor Area1,380 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,459 sqft (0.35 acres)
Garage Area336 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area280 sqft
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8023969
Street Address121 ACCOMACK CIR
CitySTEPHENS CITY
StateVA
Zip22655-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionFREDERICKTOWNE L177 S3
Legal SubdivisionFREDERICKTOWNE
Legal Lot Number177
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group1
Census Block1008
Census Tract50804

Owner

121 Accomack Cir is owner-occupied and held in a trust since October 2023.

Source: Frederick County records, as of August 18, 2026

Owner of Record2 Trust Names on File
Mailing Address121 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2023Warranty Deed, Transfer
TLR SETTLEMENTS LLC, TLC SETTLEMENTS LLC
Jul 7, 2023Deed, Transfer
Jul 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2023 · Amount on File
Deed SaleOct 20, 2023 · Amount on File
Deed Document Number20239312
Prior Transfer DateJul 7, 2023
Prior Transfer Doc0000005690
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateOct 20, 2023
Property Address121 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708
Document Number0000009312
Instrument DateOct 19, 2023
Instrument230009312
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyTLR SETTLEMENTS LLC, TLC SETTLEMENTS LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK VA
Recording DateJul 7, 2023
Property Address121 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708
Document Number0000005690
Instrument DateJul 7, 2023
Instrument230005690
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address120 REFUGE CHURCH RD, STEPHENS CITY, VA 22655-5613

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address121 ACCOMACK CIR, STEPHENS CITY, VA 22655-2708
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006420
DateJul 1, 2019
Instrument190006420
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2034
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 121 Accomack Cir was $2,112, up 10.5% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,112.00 (+10.46%)$398,400 Land $88,000 Building $310,400$398,400 Land $88,000 Building $310,400
2025$1,912.00
2023$1,560.00$306,000 Land $72,000 Building $234,000$306,000 Land $72,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Accomack Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Accomack Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

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