116 Accomack Cir, Stephens City, VA 22655 Property Records

Frederick County property record for 116 Accomack Cir, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 1982
Lot Size	0.35 acres (15,183 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Jun 2022)
Tax Bill	$1,476 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75E1-3-222`

Property Details

APN / Parcel Number

Primary APN	`75E1-3-222`
Alternative APN	`8024014`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	768 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,183 sqft (0.35 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	232 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8024014
Street Address	116 ACCOMACK CIR
City	STEPHENS CITY
State	VA
Zip	22655-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	FREDERICKTOWNE L222 S3
Legal Subdivision	FREDERICKTOWNE
Legal Lot Number	222
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	1
Census Block	1005
Census Tract	50804

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	116 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	20228318
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 30, 2022
Property Address	116 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707
Document Number	0000008318
Instrument Date	Jun 30, 2022
Instrument	220008318
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	VERSATILE TITLE AND ESCROW LLC, VERSATILE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 ACCOMACK CIR, STEPHENS CITY, VA 22655-2707

Mortgage

Document Number	0000008319
Date	Jun 30, 2022
Instrument	220008319

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.38%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,476.00 (+10.4%)	$278,500 Land $88,000 Building $190,500	$278,500 Land $88,000 Building $190,500
2025	$1,337.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250