Hamilton County property record for 121 3rd Ave NW, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,040 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,547 (2024) |
| Deeds & Mortgages | May 2022 Sale Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-25-203-014.000-018 |
| Primary APN | 29-09-25-203-014.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,280 sqft |
| 1st Floor Area | 2,280 sqft |
| Basement Area | 240 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Block |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 218 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 121 3RD AVE NW |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .30, SECTION 25, TOWNSHIP 18, RANGE 3 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 25 |
| Legal Subdivision | CARMEL |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 110905 |
121 3rd Ave NW is owned and occupied by an individual who acquired it in May 2022.
Source: Hamilton County records, as of April 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11725 ILLINOIS ST, 270, CARMEL, IN 46032-3010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Warranty Deed, Transfer |
| Nov 13, 2017 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2022 |
| Deed Sale | May 24, 2022 |
| Deed Document Number | 202225786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 24, 2022 |
| Property Address | 121 3RD AVE NW, CARMEL, IN 46032-1731 |
| Document Number | 0000025786 |
| Instrument Date | May 20, 2022 |
| Instrument | 2022025786 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 11725 ILLINOIS ST, CARMEL, IN 46032-3008 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 121 3RD AVE NW, CARMEL, IN 46032-1731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055972 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 2017055972 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $299,900 (+7.99%) Land $202,300 Building $97,600 | $299,900 (+7.99%) Land $202,300 Building $97,600 | |
| 2024 | $5,547.00 (+19.5%) | $277,700 (+20.58%) Land $202,300 Building $75,400 | $277,700 (+20.58%) Land $202,300 Building $75,400 |
| 2023 | $4,642.00 (+106.95%) | $230,300 (+14.63%) Land $126,500 Building $103,800 | $230,300 (+14.63%) Land $126,500 Building $103,800 |
| 2022 | $2,243.00 | $200,900 Land $126,500 Building $74,400 | $200,900 Land $126,500 Building $74,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 121 3rd Ave NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 121 3rd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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