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116 3rd Ave NW, Carmel, IN 46032 Property Records

Hamilton County property record for 116 3rd Ave NW, Carmel, IN 46032

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 2,472 sqft · built 2017
Lot Size0.019 acres (871 sqft)
OwnerIndividual Name on File
Last Sale$550,000 (Jun 2021)
Tax Bill$5,537 (2024)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-25-203-019.004-018

Property Details

APN / Parcel Number

Primary APN29-09-25-203-019.004-018
Alternative APN
  • 1609250203019004

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms5 Rooms
Stories3 Stories
Building Area2,472 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Roof MaterialAsphalt
Lot Area871 sqft (0.019 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1609250203019004
Street Address116 3RD AVE NW
CityCARMEL
StateIN
Zip46032-1732
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, MONON RESERVE, SQUARE FEET (CONDO) 1,017.00, UNIT 4, % OF COMMON AREA
Legal SubdivisionMONON RESERVE CONDOS
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2001
Census Tract110905

Owner

116 3rd Ave NW, a condominium, is owned and occupied by an individual who bought it in June 2021.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address116 3RD AVE NW, CARMEL, IN 46032-1732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Deed Document Number2021043074
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 10, 2021
Property Address116 3RD AVE NW, CARMEL, IN 46032-1732
Document Number0000043074
Map ReferenceCAB 6 SL 726
Instrument DateJun 3, 2021
Instrument2021043074
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 3RD AVE NW, CARMEL, IN 46032-1731

Mortgage

Document Number0000043075
DateJun 10, 2021
Instrument2021043075
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$602,400 (+22.56%) Land $86,000 Building $516,400$602,400 (+22.56%) Land $86,000 Building $516,400
2024$5,537.00 (+14.31%)$491,500 (+9.59%) Land $86,000 Building $405,500$491,500 (+9.59%) Land $86,000 Building $405,500
2023$4,844.00 (+4.98%) Homeowner's exemption$448,500 (+10.5%) Land $86,000 Building $362,500$448,500 (+10.5%) Land $86,000 Building $362,500
2022$4,614.00 Homeowner's exemption$405,900 Land $86,000 Building $319,900$405,900 Land $86,000 Building $319,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 116 3rd Ave NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 116 3rd Ave NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
On-Ramp Indiana
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon, Xfinity.

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