Cabarrus County property record for 12095 Loving Rd, Midland, NC 28107
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,116 sqft · built 1940 |
| Lot Size | 7.63 acres (332,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Jun 2023) |
| Tax Bill | $1,131 (2023) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5554 59 6143 |
| Primary APN | 5554 59 6143 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,358 sqft |
| 1st Floor Area | 1,116 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 332,363 sqft (7.63 acres) |
| Lot Width | 149 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 270 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 163766 |
|---|---|
| Street Address | 12095 LOVING RD |
| City | MIDLAND |
| State | NC |
| Zip | 28107-5789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | EAST SIDE LOVING RD |
| Legal Subdivision | DOWNTOWN MIDLAND |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 10, MIDLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 41603 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4731 HIGHWAY 24 27 E, MIDLAND, NC 28107-5765 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | May 26, 2004 · Amount on Record |
| Deed Document Number | 202312744 |
| Deed Book / Page | 16541 / 114 |
| Prior Transfer Date | Jun 21, 2023 |
| Prior Transfer Doc | 0016541114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 22, 2023 |
| Property Address | 12095 LOVING RD, MIDLAND, NC 28107-5789 |
| Document Number | 0016541114 |
| Book / Page | 16541 / 114 |
| Instrument Date | Jun 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 103 PLEASANT HILL RD, MC DERMOTT, OH 45652-8847 |
| Name | Verified Name |
|---|---|
| Address | 4731 HIGHWAY 24 27 E, MIDLAND, NC 28107-5765 |
| Document Number | 0165410117 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 16541-0117 |
| Name | WALTER BAUCOM |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 22, 2024 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,860 (-) Land $136,780 Building $119,080 | ||
| 2025 | $255,860 (+97.58%) Land $136,780 Building $119,080 | ||
| 2024 | $255,860 (+97.58%) Land $136,780 Building $119,080 | ||
| 2023 | $1,131.00 | $129,500 Land $76,010 Building $53,490 | $129,500 Land $76,010 Building $53,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Spectrum.
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