12082 Loving Rd, Midland, NC 28107 Property Records

Cabarrus County property record for 12082 Loving Rd, Midland, NC 28107 · Last verified July 2023

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 1.5 ba · 1,742 sqft · built 1996
Lot Size1.5 acres (65,340 sqft)
OwnerIndividual Name on File
Tax Bill$1,353 (2023)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN5554 49 8595

Property Details

APN / Parcel Number

Primary APN5554 49 8595
Alternative APNs
  • 10017 0008.300000
  • 2276915

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Plumbing Fixtures12 Plumbing Fixtures
Units2 Units
Stories1 Story
Building Area1,742 sqft Total Area
Gross Area1,444 sqft
1st Floor Area1,444 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
Lot Width161 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area170 sqft
Deck Area128 sqft
Patio Area128 sqft
Storage Building80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2276915
Street Address12082 LOVING RD
CityMIDLAND
StateNC
Zip28107-5770
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionW/S LOVING ROAD
Legal SubdivisionLON KYLE & BRENDA FARMER PROP
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group1
Census Block1006
Census Tract41603

Owner

Source: Cabarrus County records · APN 5554 49 8595

Assessment roll updated January 1, 2023 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4001 HIGHWAY 24 27 E, MIDLAND, NC 28107-9323
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 04, 1999
Deed SaleAug 04, 1999
Deed Document Number0002620291
Record UpdatedJun 07, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address12082 LOVING RD, MIDLAND, NC 28107-5770
Document Number12649331
Book / Page012649 / 000331
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedSep 05, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4001 HIGHWAY 24 27 E MIDLAND NC 281079323, MIDLAND, NC 28107-9323

Mortgage

Document Number12649331
DateAug 28, 2017
Book Page012649/000331
Instrument22306
Lender
NameBANK OF NC
TypeBank
AddressALBEMARLE, NC 28001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated January 1, 2023 · Last verified July 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,353.00$140,950 Land $31,660 Building $109,290$140,950 Land $31,660 Building $109,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250416031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless25 / 3
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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