12095 Elm Way, Thornton, CO 80241 Property Records

Adams County property record for 12095 Elm Way, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,831 sqft · built 1993
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jan 2026)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0012301`

Property Details

APN / Parcel Number

Primary APN	`R0012301`
Alternative APNs	`0157131419017` `157131419017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,831 sqft Living Area
1st Floor Area	1,047 sqft
2nd Floor Area	459 sqft
Basement Area	702 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	98 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	376 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0012301
Old Parcel Number	157131419017
Street Address	12095 ELM WAY
City	THORNTON
State	CO
Zip	80241-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:CONCORD FILING NO 1 BLK:5 LOT:17
Legal Range	67W
Legal Township	01S
Legal Section	31
Legal Quarter	NE
Legal Subdivision	CONCORD FILING NO 1
Legal Block	5
Legal Lot Number	17
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2002
Census Tract	8547

Owner

12095 Elm Way is owned and occupied by an individual who bought it in January 2026.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12095 ELM WAY, THORNTON, CO 80241-3231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2026 · Amount on File
Deed Sale	Jan 28, 2026 · Amount on File
Deed Document Number	2026000004423
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 28, 2026
Property Address	12095 ELM WAY, THORNTON, CO 80241-3231
Document Number	0000004423
Instrument Date	Jan 26, 2026
Instrument	2026000004423
Transaction Type	Transfer
Record Updated	Feb 5, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12095 ELM WAY, THORNTON, CO 80241-3231
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004424
Date	Jan 28, 2026
Instrument	2026000004424

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 12095 Elm Way was $1,091.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00	$25,750 Land $5,030 Building $20,720	$512,000 Land $100,000 Building $412,000
2023	$4,089.00 (+15.74%)	$37,480 (+16.83%) Land $6,090 Building $31,390	$554,000 (+20.07%) Land $90,000 Building $464,000
2022	$3,533.00	$32,080 Land $12,240 Building $19,840	$461,401 Land $176,000 Building $285,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12095 Elm Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12095 Elm Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Intrepid Fiber Networks, T-Mobile, Ting.

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