12086 Elm Way, Thornton, CO 80241 Property Records

Adams County property record for 12086 Elm Way, Thornton, CO 80241

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,550 sqft · built 1994
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$533,000 (Mar 2025)
Tax Bill	$1,343 (2025)
Deeds & Mortgages	Aug 2024 Sale Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0012268`

Property Details

APN / Parcel Number

Primary APN	`R0012268`
Alternative APNs	`0157131418002` `157131418002`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,550 sqft Living Area
1st Floor Area	753 sqft
2nd Floor Area	797 sqft
Basement Area	820 sqft
Finished Basement	36 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	R0012268
Old Parcel Number	157131418002
Street Address	12086 ELM WAY
City	THORNTON
State	CO
Zip	80241-3230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:CONCORD FILING NO 1 BLK:7 LOT:2
Legal Range	67W
Legal Township	01S
Legal Section	31
Legal Quarter	NE
Legal Subdivision	CONCORD FILING NO 1
Legal Block	7
Legal Lot Number	2
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2007
Census Tract	8547

Owner

12086 Elm Way is owned and occupied by an individual who bought it in March 2025.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12086 ELM WAY, THORNTON, CO 80241-3230
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 25, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2025 · Amount on File
Deed Sale	Mar 12, 2025 · Amount on File
Prior Sale	Aug 5, 2024 · Amount on File
Deed Document Number	2025000013246
Record Updated	Sep 20, 2026

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 5, 2024
Property Address	12086 ELM WAY, THORNTON, CO 80241-3230
Document Number	0000042650
Instrument Date	Jul 31, 2024
Instrument	2024000042650
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$51.41
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12086 ELM WAY, THORNTON, CO 80241-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Jun 24, 2019
Property Address	12086 ELM WAY, THORNTON, CO 80241-3230
Document Number	0000048537
Instrument Date	Jun 20, 2019
Instrument	2019000048537
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12086 ELM WAY, THORNTON, CO 80241-3230

Mortgage

Document Number	0000048538
Date	Jun 24, 2019
Instrument	2019000048538

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12086 ELM WAY, THORNTON, CO 80241-3230
Document Number	0000065906
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12086 ELM WAY THORNTON CO 802413230, THORNTON, CO 80241-3230

Mortgage

Document Number	0000065906
Date	Jul 31, 2017
Instrument	65906

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 30, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12086 Elm Way was $1,343.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,343.00	$31,690 Land $6,250 Building $25,440	$507,000 Land $100,000 Building $407,000
2023	$4,147.00 (+16%)	$38,020 (+17.13%) Land $6,090 Building $31,930	$562,000 (+20.35%) Land $90,000 Building $472,000
2022	$3,575.00	$32,460 Land $12,240 Building $20,220	$466,961 Land $176,000 Building $290,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12086 Elm Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12086 Elm Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 820 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Intrepid Fiber Networks, T-Mobile, Ting.

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