Baldwin County property record for 12094 Gateway Dr, Elberta, AL 36530
| Property Type | Campground, RV Park |
|---|---|
| Details | 1 ba |
| Lot Size | 0.116 acres (5,054 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Mar 2026) |
| Tax Bill | $1,143 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jan 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.006 |
| Primary APN | 53-07-26-0-000-015.006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|
| Lot Area | 5,054 sqft (0.116 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 41.2 ft wide |
| Account Number | 340878 |
|---|---|
| Street Address | 12094 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4400 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Campground, RV Park |
| Legal Description | 41.2 X 130.3 IRR LOT 3 LAKE OSPREY RV COUNTRY CLUB PHASE TWO SLIDE 2444-F SEC 26-T7S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
Source: Baldwin County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4606 GRAVEL HILL RD, GREENVILLE, AL 36037-5644 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Mar 19, 2026 | Warranty Deed, Transfer · Non-Conforming Investor Loan FIRST CITIZENS BANK |
| Jan 24, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2026 · Amount on Record |
| Deed Sale | Mar 19, 2026 · Amount on Record |
| Prior Sale | Jan 24, 2018 · Amount on Record |
| Deed Document Number | 20262242273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 19, 2026 |
| Property Address | 12094 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Document Number | 0002242273 |
| Map Reference | SL 2444-F |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2242273 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1820 N THORNTON RD # RD940, RD940, CASA GRANDE, AZ 85122-8080 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4606 GRAVEL HILL RD, GREENVILLE, AL 36037-5644 |
| Document Number | 0002242274 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 2242274 |
| Name | FIRST CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Jan 24, 2018 |
| Property Address | 12094 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Document Number | 0001676516 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 1676516 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $78.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 229 THIRD AVE |
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,143.00 (+0.97%) | ||
| 2025 | $1,132.00 (+22.38%) | $34,320 (+22.31%) Land $34,320 | $171,600 (+22.31%) Land $171,600 |
| 2023 | $925.00 (+10.91%) | $28,060 (+10.91%) | $140,300 (+10.91%) Land $140,300 |
| 2022 | $834.00 (+65.48%) | $25,300 | $126,500 Land $126,500 |
| 2021 | $504.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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