Baldwin County property record for 12088 Gateway Dr, Elberta, AL 36530
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 1,116 sqft · built 2023 |
| Lot Size | 0.127 acres (5,571 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Sep 2020) |
| Tax Bill | $1,079 (2026) |
| Deeds & Mortgages | Sep 2022 Construction Loan Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-07-26-0-000-015.005 |
| Primary APN | 53-07-26-0-000-015.005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Heated Area |
| 1st Floor Area | 1,116 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,571 sqft (0.127 acres) |
| Lot Dimensions | 148 ft deep x 41.9 ft wide |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 353433 |
|---|---|
| Street Address | 12088 GATEWAY DR |
| City | ELBERTA |
| State | AL |
| Zip | 36530-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41.9 X 148.9 IRR LOT 2 LAKE OSPREY RV COUNTRY CLUB PHASE TWO SLIDE 2444-F SEC 26-T7S-R5E (WD/SURVIVORSHIP) |
| Legal Subdivision | LAKE OSPREY RV COUNTRY CLUB PHASE TWO |
| Legal Phase | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | ELBERTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 11601 |
12088 Gateway Dr is owned and occupied by an individual who bought it in September 2020.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12088 GATEWAY DR, 2, ELBERTA, AL 36530-4400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2022 | Deed of Trust, Mortgage · Construction Mortgage BRYAN BANK & TRUST |
| Sep 3, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 19, 2018 | Warranty Deed, Timeshare Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Deed Document Number | 20201855275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 12088 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12088 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Document Number | 0002022666 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022666 |
| Name | BRYAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | FOLEY, AL 36535 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Sep 3, 2020 |
| Property Address | 12088 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Document Number | 0001855275 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 1855275 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47754 AMITE RIVER RD ST AMANT LA 707745117, ST AMANT, LA 70774-5117 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Mar 19, 2018 |
| Property Address | 12088 GATEWAY DR, ELBERTA, AL 36530-4400 |
| Document Number | 0001685352 |
| Instrument Date | Mar 9, 2018 |
| Instrument | 1685352 |
| Transaction Type | Timeshare Transfer |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $102.50 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5908 HURST HAMMOCK RD PENSACOLA FL 325268537, PENSACOLA, FL 32526-8537 |
The 2026 property tax bill for 12088 Gateway Dr was $1,079 with exemptions applied, up 5.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Elberta Town |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,079.00 (+5.37%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,024.00 | $39,360 Land $17,160 Building $22,200 | $393,600 Land $171,600 Building $222,000 |
| 2023 | $925.00 (+10.91%) | $28,060 (+10.91%) | $140,300 (+10.91%) Land $140,300 |
| 2022 | $834.00 (+33.87%) | $25,300 | $126,500 Land $126,500 |
| 2021 | $623.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12088 Gateway Dr in Zone X, an area of minimal flood risk, though there have been 189 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 189 (1979–2020) |
| Claims Outside the SFHA | 18 of 189 |
| Most Recent Claim | Sep 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12088 Gateway Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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