12091 185th St N, Jupiter, FL 33478 Property Records

Palm Beach County property record for 12091 185th St N, Jupiter, FL 33478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,351 sqft · built 2003
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,317 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00-41-40-34-00-000-1040`

Property Details

APN / Parcel Number

Primary APN	`00-41-40-34-00-000-1040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,351 sqft Living Area
Gross Area	3,383 sqft
1st Floor Area	2,351 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	335 ft deep x 156 ft wide
Garage Area	506 sqft

Exterior Amenities

Pool Area	77 sqft
Porch	Open Porch
Porch Area	526 sqft
Patio Area	1,108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	12091 185TH ST N
City	JUPITER
State	FL
Zip	33478-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	34-40-41~ E 1/2 OF SW 1/4 OF SE 1/4 OF SE 1/4 OF NE 1/4 IN OR1611P405 A/K/A E 1/2 K-105
Legal Range	41E
Legal Township	40S
Legal Section	34
Legal Subdivision	PALM BEACH COUNTRY ESTATES SECTION K
Jurisdiction	PALM BEACH FL
Township / Civil Division	ROYAL PALM BEACH-WEST JUPITER
Census Block Group	3
Census Block	3015
Census Tract	7847

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12091 185TH ST N, JUPITER, FL 33478-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VELOCITY COMMUNITY FCU
Dec 7, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VELOCITY COMMUNITY FCU
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 18, 2019	Deed of Trust, Mortgage · Line of Credit VELOCITY COMMUNITY FCU
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2002
Deed Sale	Jul 22, 2002
Prior Sale	Oct 3, 2000 · Amount on Record
Deed Document Number	20020375167
Deed Book / Page	12052 / 00388
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12091 185TH ST N, JUPITER, FL 33478-2008
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344321161
Date	Jul 14, 2023
Book Page	34432/1161
Instrument	20230241036

Lender

Name	VELOCITY COMMUNITY FCU
Type	Credit Union
Address	WEST PALM BEACH, FL 33420

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 24, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12091 185TH ST N, JUPITER, FL 33478-2008
Transaction Type	Mortgage
Record Updated	Jan 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0331111629
Date	Dec 7, 2021
Book Page	33111/1629
Instrument	20210555451

Lender

Name	VELOCITY COMMUNITY FCU
Type	Credit Union
Address	WEST PALM BEACH, FL 33420

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 14, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12091 185TH ST N, JUPITER, FL 33478-2008
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12091 185TH ST N, JUPITER, FL 33478-2008

Mortgage

Document Number	0321790175
Date	Feb 9, 2021
Book Page	32179/175
Instrument	20210061085

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12091 185TH ST N, JUPITER, FL 33478-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0309650581
Date	Oct 18, 2019
Book Page	30965/0581
Instrument	20190383612

Lender

Name	VELOCITY COMMUNITY FCU
Type	Credit Union
Address	WEST PALM BEACH, FL 33420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	12091 185TH ST N, JUPITER, FL 33478-2008
Document Number	0298470214
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12091 185TH ST N JUPITER FL 334782008, JUPITER, FL 33478-2008

Mortgage

Document Number	0298470214
Date	May 11, 2018
Book Page	029847/000214
Instrument	183818

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2028

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,317.00 (+6.13%) Homeowner's exemption	$364,075 (+5.99%)	$620,306 (+6.82%) Land $292,800 Building $327,506
2023	$5,952.00 (+0.76%) Homeowner's exemption	$343,509 (+3%)	$580,697 (+21.66%) Land $244,800 Building $335,897
2022	$5,907.00 Homeowner's exemption	$333,504	$477,301 Land $176,400 Building $300,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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