Palm Beach County property record for 12189 185th St N, Jupiter, FL 33478
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,194 sqft · built 1988 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Feb 2019) |
| Tax Bill | $12,515 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-41-40-34-00-000-1940 |
| Primary APN | 00-41-40-34-00-000-1940 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,194 sqft Living Area |
| Gross Area | 4,414 sqft |
| 1st Floor Area | 3,194 sqft |
| Flooring | Stone |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 52,272 sqft (1.2 acres) |
| Lot Dimensions | 335 ft deep x 156 ft wide |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Pool Area | 88 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 500 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12189 185TH ST N |
|---|---|
| City | JUPITER |
| State | FL |
| Zip | 33478-2008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 30-40-41~ E 1/2 OF SW 1/4 OF SW 1/4 OF SE 1/4 OF NE 1/4 A/K/A E 1/2 OF K-103 |
| Legal Range | 41E |
| Legal Township | 40S |
| Legal Section | 34 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Lot Number | K-103 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 7847 |
12189 185th St N is owned and occupied by two individuals who bought it in February 2019.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Feb 13, 2019 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on File |
| Deed Sale | Feb 13, 2019 · Amount on File |
| Prior Sale | Aug 14, 2007 · Amount on File |
| Deed Document Number | 201951471 |
| Deed Book / Page | 30416 / 488 |
| Prior Transfer Date | Nov 18, 2008 |
| Prior Transfer Doc | 0232300275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Document Number | 0332491601 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 33249/1601 |
| Instrument | 20220036975 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Document Number | 0323680458 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 32368/458 |
| Instrument | 20210159539 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0302470137 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 30247/0137 |
| Instrument | 20180431143 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Feb 13, 2019 |
| Property Address | 12189 185TH ST N, JUPITER, FL 33478-2008 |
| Document Number | 0304160488 |
| Book / Page | 030416 / 000488 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 51471 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,025.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12189 185TH ST N JUPITER FL 334782008, JUPITER, FL 33478-2008 |
| Document Number | 304160490 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 030416/000490 |
| Instrument | 51472 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 12, 2049 |
The 2025 property tax bill for 12189 185th St N was $12,515, up 6.6% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,515.00 (+6.58%) | $694,494 | $714,491 Land $292,800 Building $421,691 |
| 2024 | $11,742.00 (+5.49%) | ||
| 2023 | $11,131.00 (+10.53%) | $684,596 (+20.72%) Land $244,800 Building $439,796 | $684,596 (+20.72%) Land $244,800 Building $439,796 |
| 2022 | $10,071.00 | $567,079 Land $176,400 Building $390,679 | $567,079 Land $176,400 Building $390,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12189 185th St N in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2024 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12189 185th St N is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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