Orange County property record for 1209 Windward Dr, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,422 sqft · built 1991 |
| Lot Size | 0.119 acres (5,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,000 (Sep 2008) |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-21-28-9267-00-970 |
| Primary APN | 14-21-28-9267-00-970 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,422 sqft Living Area |
| Gross Area | 1,862 sqft |
| 1st Floor Area | 1,422 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,199 sqft (0.119 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1209 WINDWARD DR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-6546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMF |
| Legal Description | WHISPERING WINDS 22/63 LOT 97 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 14 |
| Legal Subdivision | WHISPERING WINDS |
| Legal Tract | 9267 |
| Legal Lot Number | 97 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 17504 |
1209 Windward Dr is owned and occupied by two individuals who bought it in September 2008.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 WINDWARD DR, APOPKA, FL 32703-6546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE SOURCE LLC |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2008 · Amount on File |
| Deed Sale | Sep 18, 2008 · Amount on File |
| Prior Sale | Aug 1, 1995 · Amount on File |
| Deed Document Number | 2008567877 |
| Deed Book / Page | 9763 / 2685 |
| Prior Transfer Date | Mar 24, 2004 |
| Prior Transfer Doc | 0000629632 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1209 WINDWARD DR, APOPKA, FL 32703-6546 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | NATIONS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1209 WINDWARD DR, APOPKA, FL 32703-6546 |
| Document Number | 20210278538 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 20210278538 |
| Name | APPROVED MORTGAGE SOURCE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE CITY, FL 32763 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1209 WINDWARD DR, APOPKA, FL 32703-6546 |
| Document Number | 0000397838 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1209 WINDWARD DR APOPKA FL 327036546, APOPKA, FL 32703-6546 |
| Document Number | 0000397838 |
|---|---|
| Date | Jul 6, 2018 |
| Instrument | 397838 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 5, 2048 |
The 2025 property tax bill for 1209 Windward Dr was $1,149, up 3.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $111,284 (+2.7%) | $276,370 (-1.18%) Land $95,000 Building $181,370 | |
| 2025 | $1,149.00 (+3.42%) Homeowner's exemption | $108,358 | $279,670 Land $95,000 Building $184,670 |
| 2024 | $1,111.00 (+8.07%) | ||
| 2023 | $1,028.00 (+7.42%) Homeowner's exemption | $102,237 (+3%) | $258,041 (+21.5%) Land $95,000 Building $163,041 |
| 2022 | $957.00 Homeowner's exemption | $99,259 | $212,388 Land $75,000 Building $137,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 Windward Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1209 Windward Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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