1209 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1209 White Oak Cir, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 2001
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on File
Last Sale$313,900 (Mar 2024)
Tax Bill$3,802 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-36-23-05-*-39

Property Details

APN / Parcel Number

Primary APN27-36-23-05-*-39
Alternative APNs
  • 27-36-23-05-00000.0-0039.00
  • 2741991

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,264 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Lot Width50 ft Width
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2741991
Street Address1209 WHITE OAK CIR
CityMELBOURNE
StateFL
Zip32934-7289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionMAGNOLIA LAKES PHASE 3 LOT 39
Legal Range36E
Legal Township27S
Legal Section23
Legal SubdivisionMAGNOLIA LAKES PHASE 3
Legal Phase3
Legal Lot Number39
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2002
Census Tract64130

Owner

Source: Brevard County assessment roll, APN 27-36-23-05-*-39, as of August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1209 WHITE OAK CIR, MELBOURNE, FL 32934-7289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2024Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC
May 11, 2021Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 2024 · Amount on Record
Deed SaleMar 01, 2024 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number202442889
Deed Book / Page10004 / 1938
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMar 01, 2024
Property Address1209 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0100041938
Book / Page10004 / 1938
Map ReferenceMB 45 PG 39&40
Instrument DateFeb 26, 2024
Instrument2024042889
Transaction TypeTransfer
Record UpdatedMar 15, 2024
Title CompanyPRESTIGE TTL OF BREVARD LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,197.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 COLONIAL DR, WICHITA FALLS, TX 76306-1153

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number0100041939
DateMar 01, 2024
Instrument10004/1939
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2054

Mortgage

Document Number0100041955
DateMar 01, 2024
Book Page10004/1955
Instrument2024042891
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateMay 11, 2021
Property Address1209 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number0091171205
Book / Page9117 / 1205
Map ReferenceMB 45 PG 39&40
Instrument DateMay 10, 2021
Instrument2021120940
Transaction TypeTransfer
Record UpdatedJun 01, 2021
Title CompanyDOCKSIDE TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,757.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1209 WHITE OAK CIR, 1209, MELBOURNE, FL 32934-7289

Transferred To (Grantee/Buyer)

NameVerified Name
Address1209 WHITE OAK CIR, MELBOURNE, FL 32934-7289

Mortgage

Document Number91171207
DateMay 11, 2021
Instrument9117/1207
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll as of August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$236,800 (-5.3%)$236,800 (-5.3%)
2025$3,802.00 (-14.66%) Homeowner's exemption$250,060 (+0.47%) Land $70,000 Building $180,060$250,060 (+0.47%) Land $70,000 Building $180,060
2023$4,455.00 (+8.74%)$248,900 (+6.67%) Land $65,000 Building $183,900$248,900 (+6.67%) Land $65,000 Building $183,900
2022$4,097.00$233,330 Land $60,000 Building $173,330$233,330 Land $60,000 Building $173,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090641302, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 283 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3051447, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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