1205 White Oak Cir, Melbourne, FL 32934 Property Records

Brevard County property record for 1205 White Oak Cir, Melbourne, FL 32934

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2001
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (Dec 2004)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`27-36-23-05-*-41`

Property Details

APN / Parcel Number

Primary APN	`27-36-23-05-*-41`
Alternative APNs	`27-36-23-05-00000.0-0041.00` `2741993`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,470 sqft
1st Floor Area	1,865 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Width	45 ft Width
Garage Type	Attached
Garage Area	389 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	216 sqft
Deck Area	464 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2741993
Street Address	1205 WHITE OAK CIR
City	MELBOURNE
State	FL
Zip	32934-7289
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	MAGNOLIA LAKES PHASE 3 LOT 41
Legal Range	36E
Legal Township	27S
Legal Section	23
Legal Subdivision	MAGNOLIA LAKES PHASE 3
Legal Phase	3
Legal Lot Number	41
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2002
Census Tract	64130

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1205 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2004 · Amount on Record
Deed Sale	Dec 20, 2004 · Amount on Record
Prior Sale	Apr 3, 2001 · Amount on Record
Deed Document Number	2004398648
Deed Book / Page	5398 / 5026
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	1205 WHITE OAK CIR, MELBOURNE, FL 32934-7289
Document Number	0078100370
Book / Page	007810 / 000370
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1205 WHITE OAK CIR MELBOURNE FL 329347289, MELBOURNE, FL 32934-7289

Mortgage

Document Number	0078100370
Date	Feb 1, 2017
Book Page	007810/000370
Instrument	21148

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,620 (+2.7%)	$311,010 (-4.48%)
2025	$1,923.00 (+9.01%) Homeowner's exemption	$143,740 (+5.98%)	$325,590 (+0.31%) Land $70,000 Building $255,590
2023	$1,764.00 (+7.56%) Homeowner's exemption	$135,630 (+3%)	$324,570 (+7.11%) Land $65,000 Building $259,570
2022	$1,640.00 Homeowner's exemption	$131,680	$303,030 Land $60,000 Building $243,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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