1209 W Jefferson Ave, Naperville, IL 60540 Property Records

DuPage County property record for 1209 W Jefferson Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,872 sqft · built 1970
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$217,000 (Aug 2006)
Tax Bill$5,027 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-14-411-012

Property Details

APN / Parcel Number

Primary APN07-14-411-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,872 sqft Living Area
Gross Area2,678 sqft
1st Floor Area1,066 sqft
2nd Floor Area806 sqft
Basement Area806 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions12.1 ft deep x 8.4 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1209 W JEFFERSON AVE
CityNAPERVILLE
StateIL
Zip60540-5123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWILL-O-WAY PARK UNIT 2
Legal SubdivisionWILL-O-WAY PARK
Legal Lot Number138
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3019
Census Tract846504

Owner

1209 W Jefferson Ave is owned and occupied by an individual who acquired it in May 2009.

Source: DuPage County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1209 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA
Oct 2, 2019Deed of Trust, Mortgage · Line of Credit
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2006 · Amount on File
Deed SaleAug 29, 2006 · Amount on File
Deed Document Number2006167124
Last Transfer DateMay 15, 2009
Transfer Doc0000085635
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1209 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070028
DateAug 15, 2019
InstrumentR2019-070028
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term118 Months
DueJun 19, 2029

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1209 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000088326
DateOct 2, 2019
InstrumentR2019-088326
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term356 Months
DueJun 19, 2049
Interest
Rate TypeAdjustable Rate
Rate0.05%
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1209 W Jefferson Ave was $5,027 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,027.00$156,885 Land $59,073 Building $97,812$470,655 Land $177,219 Building $293,436
2022$5,894.00 Homeowner's exemption Senior Citizen's exemption$119,750 Land $44,750 Building $75,000$359,250 Land $134,250 Building $225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1209 W Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1209 W Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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