DuPage County property record for 1205 W Jefferson Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,025 sqft · built 1969 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,962 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-411-013 |
| Primary APN | 07-14-411-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,025 sqft Living Area |
| Gross Area | 3,078 sqft |
| 1st Floor Area | 1,053 sqft |
| 2nd Floor Area | 972 sqft |
| Basement Area | 1,053 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 11.8 ft deep x 10 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1205 W JEFFERSON AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | WILL-O-WAY PARK UNIT 2 |
| Legal Subdivision | WILL-O-WAY PARK |
| Legal Lot Number | 137 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 846504 |
1205 W Jefferson Ave is owned and occupied by an individual who acquired it in July 2026.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Mar 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Oct 5, 2017 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2026 |
| Deed Sale | Jul 8, 2026 |
| Prior Sale | Aug 11, 2015 · Amount on File |
| Deed Document Number | 202646124 |
| Prior Transfer Date | Jun 25, 2026 |
| Prior Transfer Doc | 0000046124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jul 8, 2026 |
| Property Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000046124 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 202646124 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000046125, |
|---|---|
| Date | Jul 8, 2026 |
| Instrument | 202646125 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000015600 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | R2024-015600 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000169058 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | R2021-169058 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1205 W JEFFERSON AVE, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000109754 |
| Instrument Date | Oct 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1205 W JEFFERSON AVE NAPERVILLE IL 605405123, NAPERVILLE, IL 60540-5123 |
| Document Number | 0000109754 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 109754 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 1205 W Jefferson Ave was $8,962, up 4.8% from the year before.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,962.00 (+4.79%) | $161,707 (+9.67%) Land $59,073 Building $102,634 | $485,121 (+9.67%) Land $177,219 Building $307,902 |
| 2024 | $8,552.00 | $147,448 Land $53,864 Building $93,584 | $442,344 Land $161,592 Building $280,752 |
| 2022 | $7,588.00 Homeowner's exemption | $123,450 Land $44,750 Building $78,700 | $370,350 Land $134,250 Building $236,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 W Jefferson Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 W Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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