St. Charles County property record for 1209 Sweeping Oaks Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,679 sqft · built 2002 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,195 (Oct 2022) |
| Tax Bill | $3,766 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T021100012 |
| Primary APN | T021100012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,679 sqft Living Area |
| Gross Area | 3,781 sqft |
| 1st Floor Area | 1,679 sqft |
| Basement Area | 1,661 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 66 sqft |
| Patio Area | 100 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021100012 |
|---|---|
| Street Address | 1209 SWEEPING OAKS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDDINGTON OAKS #6 LOT 68 |
| Legal Subdivision | REDDINGTON OAKS #6 |
| Legal Lot Number | 68 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 311150 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Oct 7, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 24, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 6, 2018 | Warranty Deed, Transfer · FHA Mortgage MIDLAND STATES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2022 · Amount on Record |
| Deed Sale | Oct 7, 2022 · Amount on Record |
| Prior Sale | Nov 6, 2018 · Amount on Record |
| Deed Document Number | 202255336 |
| Prior Transfer Date | Oct 6, 2022 |
| Prior Transfer Doc | 0000055336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 22, 2026 |
| Property Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0000029023 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202629023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0000029023, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202629023 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | May 1, 2066 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 7, 2022 |
| Property Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0000055336 |
| Map Reference | MB 38 PG 171 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022R-055336 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 SWEEPING OAKS DR, 1209, SAINT CHARLES, MO 63304-5079 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0000055337 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022R-055337 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0000006802 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022R-006802 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 2021R016269 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 2021R-016269 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 6, 2018 |
| Property Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 0069992201 |
| Book / Page | 6999 / 2201 |
| Map Reference | MB 38 PG 171 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 20181106000631750 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3989 CAMBRIDGE CROSSING DR, 3989, SAINT CHARLES, MO 63304-5068 |
| Name | Verified Name |
|---|---|
| Address | 1209 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5079 |
| Document Number | 20181106000631760 |
|---|---|
| Date | Nov 6, 2018 |
| Instrument | 20181106000631760 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,462 (-) | $334,010 (-) Land $70,000 Building $264,010 | |
| 2025 | $3,766.00 (+5.85%) | $63,462 (+6.57%) | $334,010 (+6.57%) Land $70,000 Building $264,010 |
| 2024 | $3,558.00 | ||
| 2023 | $59,548 | ||
| 2022 | $313,408 Land $55,000 Building $258,408 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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