St. Charles County property record for 1204 Sweeping Oaks Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,293 sqft · built 2002 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (May 2024) |
| Tax Bill | $3,710 (2025) |
| Deeds & Mortgages | May 2024 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T021100043 |
| Primary APN | T021100043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 3,523 sqft |
| 1st Floor Area | 1,546 sqft |
| Basement Area | 1,494 sqft |
| Finished Basement | 747 sqft |
| Unfinished Basement | 747 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Patio Area | 192 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021100043 |
|---|---|
| Street Address | 1204 SWEEPING OAKS DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5080 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDDINGTON OAKS #6 LOT 130 |
| Legal Subdivision | REDDINGTON OAKS #6 |
| Legal Lot Number | 130 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 311150 |
1204 Sweeping Oaks Dr is owned and occupied by two individuals who bought it in May 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Warranty Deed, Transfer · Conventional Mortgage JLB CORP |
| Oct 3, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 24, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Apr 9, 2019 | Warranty Deed, Transfer SELECT TITLE GROUP |
| Apr 9, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2024 · Amount on File |
| Deed Sale | May 3, 2024 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Document Number | 202417034 |
| Prior Transfer Date | Mar 26, 2019 |
| Prior Transfer Doc | 0070561796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 3, 2024 |
| Property Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Document Number | 0000017034 |
| Map Reference | MB 38 PG 171 |
| Instrument Date | Apr 30, 2024 |
| Instrument | 2024R-017034 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 711 LUNDIE LN, LEXINGTON, SC 29072-4012 |
| Name | Verified Name |
|---|---|
| Address | 1204 SWEEPING OAKS DR, WELDON SPRING, MO 63304-5080 |
| Document Number | 0000017035 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024R-017035 |
| Name | JLB CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071560029 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 7156/0029 |
| Instrument | 20191003000551440 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Document Number | 0000075599 |
| Instrument Date | Sep 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2020 |
| Title Company | ORT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1204 SWEEPING OAKS DR ST CHARLES MO 633045080, ST CHARLES, MO 63304-5080 |
| Document Number | 0000075599 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 75599 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 6, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 9, 2019 |
| Property Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Document Number | 0070561798 |
| Book / Page | 007056 / 001798 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 157630 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2019 |
| Title Company | SELECT TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1204 SWEEPING OAKS DR ST CHARLES MO 633045080, ST CHARLES, MO 63304-5080 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 9, 2019 |
| Property Address | 1204 SWEEPING OAKS DR, SAINT CHARLES, MO 63304-5080 |
| Document Number | 0070561796 |
| Book / Page | 007056 / 001796 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 157620 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 341 WYNDEMERE DR LAKE ST LOUIS MO 633674233, LAKE ST LOUIS, MO 63367-4233 |
The 2025 property tax bill for 1204 Sweeping Oaks Dr was $3,710, up 5.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $62,504 (-) | $328,971 (-) Land $70,000 Building $258,971 | |
| 2025 | $3,710.00 (+5.82%) | $62,504 | $328,971 Land $70,000 Building $258,971 |
| 2024 | $3,506.00 | ||
| 2023 | $58,663 | ||
| 2022 | $308,752 Land $55,000 Building $253,752 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1204 Sweeping Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1204 Sweeping Oaks Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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