1209 Secrest Commons Dr, Monroe, NC 28112 Property Records

Union County property record for 1209 Secrest Commons Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Detailsbuilt 2023
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$404,500 (Nov 2023)
Tax Bill$3,551 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-321-804

Property Details

APN / Parcel Number

Primary APN09-321-804

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address1209 SECREST COMMONS DR
CityMONROE
StateNC
Zip28112-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#147 SECREST COMMONS PH1 OPCQ898-901
Legal SubdivisionSECREST COMMONS PHASE 1
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3004
Census Tract20501

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1209 SECREST COMMONS DR, MONROE, NC 28112-9627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2023 · Amount on Record
Deed SaleNov 17, 2023 · Amount on Record
Deed Document Number202327845
Deed Book / Page8814 / 681
Record UpdatedJun 8, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateNov 17, 2023
Property Address1209 SECREST COMMONS DR, MONROE, NC 28112-9627
Document Number0008814681
Book / Page8814 / 681
Map ReferenceCAB Q FILE 898-901
Instrument DateNov 16, 2023
Instrument27845
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$809.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000027846
DateNov 17, 2023
Instrument27846
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,551.00 (+647.58%)$406,200 (+831.65%) Land $81,600 Building $324,600$406,200 (+831.65%) Land $81,600 Building $324,600
2023$475.00$43,600 Land $43,600$43,600 Land $43,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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