1204 Secrest Commons Dr, Monroe, NC 28112 Property Records

Union County property record for 1204 Secrest Commons Dr, Monroe, NC 28112

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,535 sqft · built 2023
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on Record
Last Sale$407,500 (Aug 2023)
Tax Bill$3,548 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-321-781

Property Details

APN / Parcel Number

Primary APN09-321-781

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,535 sqft Living Area
1st Floor Area1,047 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1204 SECREST COMMONS DR
CityMONROE
StateNC
Zip28112-9627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#5 SECREST COMMONS PH1 OPCQ898-901
Legal SubdivisionOF SECREST COMMONS SUBDIVISION PHASE 1
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3004
Census Tract20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1204 SECREST COMMONS DR, MONROE, NC 28112-9627
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2023 · Amount on Record
Deed SaleAug 1, 2023 · Amount on Record
Deed Document Number202318472
Deed Book / Page8755 / 413
Record UpdatedOct 29, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionUNION NC
Recording DateAug 1, 2023
Property Address1204 SECREST COMMONS DR, MONROE, NC 28112-9627
Document Number0008755413
Book / Page8755 / 413
Map ReferenceMB Q PG 898-901
Instrument DateJul 31, 2023
Instrument18472
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 31, 2026
Title CompanyDHI TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$815.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 SECREST COMMONS DRIVE, MONROE, NC 28112-9627

Mortgage

Document Number0000018473
DateAug 1, 2023
Instrument18473
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$405,900 (-) Land $81,600 Building $324,300$405,900 (-) Land $81,600 Building $324,300
2025$3,548.00$405,900 Land $81,600 Building $324,300$405,900 Land $81,600 Building $324,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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