Ramsey County property record for 1209 Scheffer Ave, Saint Paul, MN 55116
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,640 sqft · built 1938 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Nov 2004) |
| Tax Bill | $10,704 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-28-23-44-0050 |
| Primary APN | 10-28-23-44-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 8,024 sqft (0.184 acres) |
| Lot Dimensions | 136 ft deep x 59 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 618 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 159148 |
|---|---|
| Street Address | 1209 SCHEFFER AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55116-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION OF B2 LEX PK PLT 5 LOT 11 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 10 |
| Legal Subdivision | SUBDIVISION OF B2 LEX PK PLT 5 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 36600 |
1209 Scheffer Ave is owned and occupied by two individuals who bought it in November 2004.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1209 SCHEFFER AVE, SAINT PAUL, MN 55116-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRADITION MTG |
| Dec 12, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2004 · Amount on File |
| Deed Sale | Nov 2, 2004 · Amount on File |
| Prior Sale | Oct 17, 2000 · Amount on File |
| Deed Document Number | 2004330602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1209 SCHEFFER AVE, SAINT PAUL, MN 55116-1714 |
| Document Number | 0002674007 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ESQUIRE TITLE, ESQUIRE TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1209 SCHEFFER AVE ST PAUL MN 551161714, ST PAUL, MN 55116-1714 |
| Document Number | 0002674007 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2674007 |
| Name | TRADITION MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1209 SCHEFFER AVE, SAINT PAUL, MN 55116-1714 |
| Document Number | 0002630900 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1209 SCHEFFER AVE ST PAUL MN 551161714, ST PAUL, MN 55116-1714 |
| Document Number | 0002630900 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 2630900 |
| Name | FIRST FARMERS & MERCHANTS BK |
|---|---|
| Type | Bank |
| Address | ST PAUL, MN 55101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 1, 2024 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1209 Scheffer Ave was $10,704.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $622,100 Land $183,100 Building $439,000 | $622,100 Land $183,100 Building $439,000 | |
| 2025 | $10,704.00 | ||
| 2023 | $9,536.00 | $608,800 Land $183,100 Building $425,700 | $608,800 Land $183,100 Building $425,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1209 Scheffer Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1209 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, T-Mobile.
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