1203 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1203 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,314 sqft · built 1939
Lot Size	0.198 acres (8,618 sqft)
Owner	2 Individual Names on File
Last Sale	$603,000 (May 2020)
Tax Bill	$13,134 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-23-44-0051`

Property Details

APN / Parcel Number

Primary APN	`10-28-23-44-0051`
Alternative APNs	`8393487` `441316`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,314 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	480 sqft
Finished Basement	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,618 sqft (0.198 acres)
Lot Dimensions	139 ft deep x 60 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	441316
Street Address	1203 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION OF B2 LEX PK PLT 5 LOT 12 BLK 2
Legal Range	23
Legal Township	28
Legal Section	10
Legal Subdivision	SUBDIVISION OF B2 LEX PK PLT 5
Legal Block	2
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1000
Census Tract	36600

Owner

1203 Scheffer Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 SCHEFFER AVE, SAINT PAUL, MN 55116-1714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Grant Deed, Transfer · Conventional Mortgage BELL BK
Jun 11, 2018	Warranty Deed, Transfer TITLESMART
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit BANKCHEROKEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on File
Deed Sale	May 4, 2020 · Amount on File
Prior Sale	Jun 11, 2018 · Amount on File
Deed Document Number	20202664695
Prior Transfer Date	Apr 21, 2020
Prior Transfer Doc	0002664695
Record Updated	Oct 29, 2026

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	May 4, 2020
Property Address	1203 SCHEFFER AVE, SAINT PAUL, MN 55116-1714
Document Number	0002664695
Instrument Date	Apr 21, 2020
Instrument	2664695
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	TITLE SMART INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1203 SCHEFFER AVE ST PAUL MN 551161714, ST PAUL, MN 55116-1714

Mortgage

Document Number	2664700
Date	May 4, 2020
Instrument	2664700

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 11, 2018
Property Address	1203 SCHEFFER AVE, SAINT PAUL, MN 55116-1714
Document Number	0002615753
Instrument Date	May 31, 2018
Instrument	2615753
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Tax	$2,050.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1203 SCHEFFER AVE ST PAUL MN 551161714, ST PAUL, MN 55116-1714

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1203 SCHEFFER AVE, SAINT PAUL, MN 55116-1714
Document Number	0002610612
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1203 SCHEFFER AVE ST PAUL MN 551161714, ST PAUL, MN 55116-1714

Mortgage

Document Number	0002610612
Date	Mar 23, 2018
Instrument	2610612

Lender

Name	BANKCHEROKEE
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 22, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Scheffer Ave was $13,134.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$756,900 Land $201,600 Building $555,300	$756,900 Land $201,600 Building $555,300
2025	$13,134.00
2023	$10,186.00	$731,300 Land $201,600 Building $529,700	$731,300 Land $201,600 Building $529,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 Scheffer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1203 Scheffer Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, T-Mobile.

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