1209 S Walnut St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1209 S Walnut St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 884 sqft · built 1987
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Aug 2024)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2018 Sale & Mortgage
APN	`04-31-0-221-004`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-221-004`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	884 sqft Living Area
Upper Floors Area	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	88 sqft
Deck Area	168 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1209 S WALNUT ST
City	O FALLON
State	IL
Zip	62269-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINCOLNSHIRE O FALLON SUB LOT/SEC-92 A02823635
Legal Subdivision	LINCOLNSHIRE O FALLON SUB
Legal Block	221
Legal Lot Number	92
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2017
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 S WALNUT ST, O FALLON, IL 62269-2477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · VA Mortgage HOMETOWN LENDERS INC
Nov 19, 2018	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Nov 29, 2021 · Amount on Record
Deed Document Number	20242823635
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 29, 2021
Property Address	1209 S WALNUT ST, O FALLON, IL 62269-2477
Document Number	0A02727480
Map Reference	MB 77 PG 86
Instrument Date	Nov 22, 2021
Instrument	A02727480
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 CHARLOTTE DR, 223, NEWPORT NEWS, VA 23601-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4231 HANCOCK CT, SCOTT AIR FORCE BASE, IL 62225-6238

Mortgage

Document Number	0A02727481
Date	Nov 29, 2021
Instrument	A02727481

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 19, 2018
Property Address	1209 S WALNUT ST, O FALLON, IL 62269-2477
Document Number	00A2596734
Instrument Date	Nov 9, 2018
Instrument	2596734
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.68
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2834 S HWY 33 SONOITA AZ 85637, SONOITA, AZ 85637

Mortgage

Document Number	A2596735
Date	Nov 19, 2018
Instrument	2596735

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00	$103,411 (+34.34%) Land $15,337 Building $88,074	$310,233 (+34.34%) Land $46,011 Building $264,222
2022		$76,977 Land $11,417 Building $65,560	$230,931 Land $34,251 Building $196,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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