1109 S Walnut St, O Fallon, IL 62269 Property Records

St. Clair County property record for 1109 S Walnut St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,059 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Oct 2000)
Tax Bill	$6,481 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2018 Transfer
APN	`04-31-0-218-043`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-218-043`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,059 sqft Living Area
Upper Floors Area	17 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Mixed
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	312 sqft
Patio Area	1,172 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1109 S WALNUT ST
City	O FALLON
State	IL
Zip	62269-2475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFALLON MEADOWS 1STADD LOT/SEC-77 BK A01583890 A02595920
Legal Subdivision	OFALLON MEADOWS 1STADD
Legal Block	218
Legal Lot Number	77
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2004
Census Tract	504354

Owner

1109 S Walnut St is owned and occupied by two individuals who acquired it in November 2018.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1109 S WALNUT ST, O FALLON, IL 62269-2475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit SCOTT CU
Nov 13, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2000 · Amount on File
Deed Sale	Oct 20, 2000 · Amount on File
Deed Document Number	20001583890
Last Transfer Date	Nov 9, 2018
Transfer Doc	00A2595920
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1109 S WALNUT ST, O FALLON, IL 62269-2475
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02776973
Date	Mar 27, 2023
Instrument	A02776973

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 13, 2018
Property Address	1109 S WALNUT ST, O FALLON, IL 62269-2475
Document Number	00A2595920
Instrument Date	Nov 9, 2018
Instrument	2595920
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 S WALNUT ST O FALLON IL 622692475, O FALLON, IL 62269-2475

Tax Assessment & Valuation

The 2025 property tax bill for 1109 S Walnut St was $6,481 with exemptions applied, up 3.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,481.00 (+3.23%) Homeowner's exemption	$100,511 (+9.62%) Land $13,483 Building $87,028	$301,533 (+9.62%) Land $40,449 Building $261,084
2024	$6,278.00	$91,691 Land $12,300 Building $79,391	$275,073 Land $36,900 Building $238,173
2022		$74,819 Land $10,037 Building $64,782	$224,457 Land $30,111 Building $194,346

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1109 S Walnut St; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1109 S Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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